Tim Skelton - State Farm Insurance Agent

Category: Insurance agency in Coeur d'Alene, Idaho

Address: 2140 W Riverstone Dr Ste 202, Coeur d'Alene, ID 83814, USA

Phone: +12086642155

Opening hours

Sunday: Closed

Monday: 8:30AM–5PM

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–5PM

Saturday: Closed

Reviews

Robert Shillingstad

Jun 3, 2022

Our service at Tim Skelton, State Farm was fine, however, all we want from our insurance company is insurance. We will not support a campaign and values that directly contradict what we believe. This is not political difference but spiritual. Grooming elementary children is beyond the pale and then denying it was unbelievable. Your website shows what State Farm really values and it is not our values.

Kayla O'Connell

May 31, 2022

I have had nothing but good experiences with this everyone in this office! Anytime I call with a question, they are happy to answer it for me and are never in a rush to get off the phone. They’ve done a great job getting us the coverage we need. I highly recommend using Tim Skelton for your insurance needs!

Erin Bruns

Apr 22, 2022

Jennine Sterling at State Farm is very efficient, friendly and knowledgeable. I couldn’t believe how quickly she was able to set up my auto policy, even though I am a new customer AND she had to spend significant time clarifying different options for me while—very patiently—answering all of my questions! Jennine was enjoyable to talk with too; she spoke clearly, eloquently, and was easy to hear and understand. As a bonus, she has a great sense of humor too!—which was very much needed & appreciated today!! ☺️ After a few short minutes on the phone with Jennine, I knew that I had chosen to do business with the right company. I was very pleased with (and grateful for) Jennine‘s expertise & friendly assistance. I will DEFINITELY be recommending Jennine, Tim Skelton, and their State Farm branch to others!

Suzette Boitnott

Apr 19, 2022

Just did a refinance on our property with Rocket Mortgage, Tim handled the application, by far the easiest process we have ever went through. I would recommend using Tim for your point of contact if your looking into a Refi or any type of home loan.

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Questions & Answers

What factors influence car insurance rates?

Tim Skelton - State Farm Insurance Agent | Jul 20, 2022
Tim Skelton - State Farm Insurance Agent | Jul 20, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Tim Skelton - State Farm Insurance Agent | Jul 20, 2022
Tim Skelton - State Farm Insurance Agent | Jul 20, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Tim Skelton - State Farm Insurance Agent | Jul 20, 2022
Tim Skelton - State Farm Insurance Agent | Jul 20, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Tim Skelton - State Farm Insurance Agent | Jul 20, 2022
Tim Skelton - State Farm Insurance Agent | Jul 20, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How much insurance coverage should I have on my home?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What if I have more than four vehicles or four drivers in my household?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What can I do on the State Farm mobile app?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

Does my homeowners insurance cover detached structures on my property?

Tim Skelton - State Farm Insurance Agent | Jun 20, 2022
Tim Skelton - State Farm Insurance Agent | Jun 20, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

How can I pay for my insurance if I decide to purchase it online today?

Tim Skelton - State Farm Insurance Agent | Aug 19, 2021
Tim Skelton - State Farm Insurance Agent | Aug 19, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Tim Skelton - State Farm Insurance Agent | Aug 19, 2021
Tim Skelton - State Farm Insurance Agent | Aug 19, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Tim Skelton - State Farm Insurance Agent | Aug 19, 2021
Tim Skelton - State Farm Insurance Agent | Aug 19, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Tim Skelton - State Farm Insurance Agent | Aug 19, 2021
Tim Skelton - State Farm Insurance Agent | Aug 19, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Tim Skelton - State Farm Insurance Agent | Aug 19, 2021
Tim Skelton - State Farm Insurance Agent | Aug 19, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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