Todd Davidson - UMortgage NMLS#2003696

Category: Mortgage broker

Address: 25195 SW Parkway Ave #204, Wilsonville, OR 97070, USA

Phone: +19712752465

Opening hours

Sunday: Closed

Monday: 8AM–6PM

Tuesday: 8AM–6PM

Wednesday: 8AM–6PM

Thursday: 8AM–6PM

Friday: 8AM–6PM

Saturday: Closed

Reviews

Alex Manning

Jul 14, 2022

Todd was great to work with throughout the entire loan process. He is transparent, incredibly responsive, knowledgeable, and above all else…honest! Thanks for making our out of state move easier….we truly appreciate everything you did for our family.

Tasha Vanelli

Apr 5, 2022

Thank god for Todd! Let me tell you, my boyfriend and I are first time home buyers and we had A LOT of questions. I mean, we questioned everything. We had no idea what we were doing. And then we found Todd... He was SO patient with us and answered every single question we had. He also would explain everything to us to help us understand the process. We felt very taken care of. Todd worked so hard for us, finding us the best rates and giving us the best advice. We definitely put him through the ringer and I can't thank him enough for his kindness and patience. I would recommend Todd to anyone!

Steve Schlaadt

Jan 11, 2022

I would highly recommend Todd Davidson for anyone looking for a mortgage. We shopped several lenders for rates and he was the most competitive. He guided us through the process every step of the way, always quick to answer the phone or call back quickly. Our builder saw they could make more money by selling our house to someone else and attempted to force an early close. I am confident that Todd’s experience and responsiveness were the only reasons we were able to complete the purchase of our home. We are forever in his debt.

Larry Parton

May 21, 2021

We recently moved from Washington to Oregon and bought a new home. Todd Davidson, loan officer at Select Lending Services, helped us with the financing. Todd and his team were great! Getting a mortgage can be a confusing and overwhelming process. Todd’s advice, clear explanations, and quick responsiveness were key to making this process as easy and painless as possible. We were able to navigate the paperwork and even obtain the early closing we were hoping for. I highly recommend Todd if you’re searching for a professional to help with a refinancing or the purchase of a home. Todd will provide expert help as well as a friendly and personable experience!

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Questions & Answers

I want to buy a new house and then sell my old one. Am I able to do this? I don't want to sell and be stuck without a house.

Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022
Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022

Possibly. I've got tricks up my sleeve to help with down payment. The biggest hurdle is often your debt to income ratio with both houses (even though it's temporary). Best thing to do is reach out to me and we can discuss your situation and I can help put together a plan on how to execute.

Should I get pre-approved before going out to look for a house?

Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022
Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022

Yes. It's the best way to know what you'll qualify for so you aren't needlessly looking at homes out of your price range. In order for your realtor to write an offer you'll need to be pre-approved. I can quickly pre-approve you and show you what your payment would be. Take a look at my Youtube video "My Process". It will walk you through my process / quote tool and show you how I can help you. I can also connect you with a great realtor and other professionals. https://www.youtube.com/watch?v=G12tTsWyxZo&t=5s

My credit isn't the greatest can I get a loan?

Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022
Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022

Possibly. At the very least I can take a look and give you suggestions on repairing. Best thing you can do is get on my website, click on APPLY NOW, fill out an application. I'll run your credit, we'll take a look and see what we need to do to get you a mortgage and into a house.

Are you able to do loans with less than 20% down?

Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022
Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022

YES. I can do conventional loans with as little as 3% down in certain situations. I can do VA / FHA with 0% down.

Are your interest rates and fees low?

Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022
Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022

I am a mortgage broker and work with 30 different lenders. I shop your loan with all of them and get the best interest rate and lowest fees that are out there. Our rates and fees are going to be about the lowest you'd.

How quickly can I get pre-approved?

Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022
Todd Davidson - UMortgage NMLS#2003696 | May 21, 2022

If you log onto my website, fill out an application and get me the needed documents I could have you pre-approved in hours.

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