Michael Holton - State Farm Insurance Agent

Category: Insurance agency in Portland, Oregon

Address: 5520 S Macadam Ave Ste 250, Portland, OR 97239, USA

Phone: +15035179090

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

E S

Aug 27, 2019

Staff are always super friendly and helpful, take their time explaining details. Always enjoy interacting with this office!

Mike Wilson

Mar 8, 2017

Good job

Zeb Yaklich

Oct 31, 2016

Michael Holton's agency has handled our home, auto and business insurance policies for over a decade. They've seen us through multiple new homes and been there as our family and insurance needs have grown. The staff and Michael take a true interest in our personal and professional insurance needs and we recommend them for anyone looking for the best level of customer service and insurance needs possible.

Claudia Mize

Nov 17, 2015

There should be negative stars: do not use this agent. I transferred my policies (car, renters, and life) from Kentucky to Oregon. Yes, this is a big transfer, but that does not excuse leaving a single woman stranded at 8PM at night when she has been told she has a policy because the agent has the wrong vehicle on file (wrong make and model I have never owned). I am new to Portland and most (if not all) of my support system is in Kentucky (meaning across the country). I do not understand why I have insurance if they are not going to help me when my car isn't working properly. Not only was I completely deserted and had to resort to police assistance (for a mere light being left on in my car that wore my battery down), but they didn't even care the next morning. I understand (to a degree) that this happened after hours, but to not even reach out the next day was outrageous! I have been with StateFarm for ten years. I adored my agent and her staff in Kentucky. They were the model of "like a good neighbor... Statefarm is there." The next day, I had an email from Chandany at Michael Holton's office telling me I should be careful using the service to jump my battery because it is considered a claim. If they had checked in with me at all they would have found out that they was a wire short in my light so it wasn't going off. An easy fix, but my insurance should have been a comfort and security, not scolded me for USING my coverage. Worse yet, I reached out to Jarred at Gina Hopper's office in Kentucky to tell him about it. Hopper's office went above and beyond; they even reached out on my behalf to Michael Holton's office. Gina tried multiple times to reach out to Michael Holton, leaving messages and had no response. Needless to say, I have gone to another agent here in Portland. So if you ever need an agent in Kentucky, Gina Hopper and her associate Jarred are truly "like a good neighbor," but Michael Holton's office is like the obnoxious neighbor that sneaks into your garden, steals your tomatoes, and then blames you for it.

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Questions & Answers

What factors influence car insurance rates?

Michael Holton - State Farm Insurance Agent | Jul 20, 2022
Michael Holton - State Farm Insurance Agent | Jul 20, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Michael Holton - State Farm Insurance Agent | Jul 20, 2022
Michael Holton - State Farm Insurance Agent | Jul 20, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Michael Holton - State Farm Insurance Agent | Jul 20, 2022
Michael Holton - State Farm Insurance Agent | Jul 20, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Michael Holton - State Farm Insurance Agent | Jul 20, 2022
Michael Holton - State Farm Insurance Agent | Jul 20, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Michael Holton - State Farm Insurance Agent | Jul 20, 2022
Michael Holton - State Farm Insurance Agent | Jul 20, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Michael Holton - State Farm Insurance Agent | Jul 20, 2022
Michael Holton - State Farm Insurance Agent | Jul 20, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

Does my homeowners insurance cover detached structures on my property?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What can I do on the State Farm mobile app?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

State Farm accepts most major credit and debit cards.

How much insurance coverage should I have on my home?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

How do I download the State Farm mobile app?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Michael Holton - State Farm Insurance Agent | Jun 20, 2022
Michael Holton - State Farm Insurance Agent | Jun 20, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

Michael Holton - State Farm Insurance Agent | Aug 19, 2021
Michael Holton - State Farm Insurance Agent | Aug 19, 2021

State Farm accepts most major credit and debit cards.

When does my coverage start?

Michael Holton - State Farm Insurance Agent | Aug 19, 2021
Michael Holton - State Farm Insurance Agent | Aug 19, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

I changed my mind about purchasing this insurance. What should I do?

Michael Holton - State Farm Insurance Agent | Aug 19, 2021
Michael Holton - State Farm Insurance Agent | Aug 19, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

Michael Holton - State Farm Insurance Agent | Aug 19, 2021
Michael Holton - State Farm Insurance Agent | Aug 19, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Michael Holton - State Farm Insurance Agent | Aug 19, 2021
Michael Holton - State Farm Insurance Agent | Aug 19, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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