My wife and I are 3rd year members mostly going out of the Tarpon region. Joshua summed up the cost pretty well. I have also boated my entire life and find this is the way to go. It is worth going to an introduction with the management team. No pressure from them just very informative
$250/month which is less than storage and insurance for the boat we own. (We are also members) Membership includes a million dollar insurance policy. There is a lifetime entrance fee of about 3k. Have owned boats all our life, and very happy with the club. We run our personal ski boat in fresh water but save the wear and tear of saltwater by using carefree on the gulf. Out of ~ 75 trips out last year, think there were 2 days we wanted to go out and couldn't cause booked up. Overall very happy with availability. Perhaps should have added that is for Tampa Bay Area, other areas may be different.
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