You can buy a home fast but fast forward a few years you'll be paying about $400+ in what they like to call 'taxes'. I personally have had a horrible experience but I hope you dont.
You don't need credit and it is based on affordability at first but that payment goes up as the years proceed. Also make sure you check on any unpaid HOA fees because it's hard getting them taken care of once they stop paying them and you have to pay them on your own. Look at all your options first.
Practically in a year they raise $ 300 or 400 in the payment they tell you that it is a fixed payment but it is false, disappointing
Dnt dnt go by credit, they go by what you can afford. Make sure you do your research when dealing with these folk. There's plenty of feedback and experiences for you to make a informed decision.
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