Debts are treated just like assets. If they are community then they are divided equally. Just like where you can have separate property you can have separate debts.
Debts are classified and divided as community property or separate property. Debts accumulated during the marriage are community debts. Debts are divided evenly. Examples of community debts are home mortgages, loans or leases on vehicles, credit cards, and medical debt. Separate debts are not divided, but are given to the spouse who owns the debt. The interesting point of community debts is they be attached to an asset and not divided. For example, student loans. The loans may have been acquired during the marriage. But the court will look at the spouse with the education as having retained the asset. The education is the asset. Therefore, they will have that spouse keeps the loans. The same happens with vehicles. The debt follows the person keeping the vehicle.
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