Do you take aetna in-net work benefits only?

You have to call Aetna & speak to a rep. Online provider verification is unreliable. Sometimes due to billing disputes between doctor and insurance, a doctor who was in network terminates their acceptance of the insurance. Health Insurance companies have basically ruined health care for everyone with a for-profit model

I believe it may depend on the specific provider, MD or DO, be careful. Just like an ER visit, not all individual doctors are in Network even though the office or hospital may be generally. Having said that, I have Aetna and haven't been billed out of network for any visits there.