Vanessa, thanks for your question! We look at each individual differently, so as Patricia and Sherry noted, come in and talk to us! We have certified financial counselors that can review your finances and help put together a plan to get you back on track.
Visit credit union and speak to representative. They will be able to answer questions and assist you.
The best thing I can tell you is going to the branch they tell you everything you need to know
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