Insurances should be effective for that day unless you bought it after the accident that day call a lawyer to help straighten things out.
Call Dan Newlin I honestly wouldn't call Morgan and Morgan they don't connect you with a lawyer and sometimes their consultants aren't knowledgeable enough. They wouldn't take my auto case Dan Newlin took it and settled it to my satisfaction!
Get in touch with your lawyer, I don't recommend Dan Newlin, however, call Morgan and Morgan.
yeah did you get an email or text stateing it was in effect but I would call a lawyer
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