If we buy a home that borders on the Country Club, must we join the club. If so, what are the costs?

All who live within MS pay a $20K initiation fee - it grants access to club house, exercise club, pool and tennis - golf is extra and yes, there are monthly dues

how many tennis courts do you have and what is the surface material there made out of?

If you're outside the MSCC, no membership is required. Inside is expensive.

Yes. After paying the initiation fee as either golf or non-golfing members, there are annual dues depending on your type of membership. Call the club for details.