if we cancel fly are gonna be some fee or is refundable

Check with your airline.

Always best rule of thumb is to check with your Airline.....

Check your airlines website

If you have insurance you will get your money back

Read the Fine print on tickets & airlines

Best to check with the airlines your traveling with.

I know PBI airport is closed right now. It should be back opened soon.All airlines have the same policies.Usually if you buy the insurance for about 10.00 a ticket you get all your money back. In the situation we are in now,due to the virus. They may give you a full refund if the flight is canceled.