If a reverse mortgage is based on my equity and I have perfect credit score and no debt what is the percentage of equity I would qualify for

Paul Mcintyre | Aug 20, 2020 | Category: Mortgage lender in Orange, California

Ennkar - All questions

Address: Second Floor, 1036 W Taft Ave Suite 200, Orange, CA 92865, USA

Ennkar | Aug 20, 2020

HI Paul, It depends on your age and the current market 10 year swap rate (which today is very low). In other words, the older you are, the more they lend you as a percentage of your home. And the lower the interest rate is, the more they lend you as a percentage of your home. I hope that makes sense. Feel free to give us a call and we would be happy to tell you exactly what % you can get. No obligation or personal information necessary. While we cant change your age, the interest rates are near ALL TIME LOWS right now. So its a good idea to call soon before they go up! Thanks for scoping us out and we look forward to earning your business.

Joann Jordan | Aug 20, 2020

Your house needs to have an appraisal. I had mine at $187000. I got 90000.

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