Salish Wealth Management

Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy, and walk alongside of you as those goals are accomplished. Salish Wealth Management 2122 Barkley Blvd Suite 200 Bellingham, WA 98226 Website: https://bit.ly/3MJIBHT Servicing: Whatcom County, WA - San Juan County, WA - Skagit County, WA • Financial Planner Bellingham, WA • Financial Advisor Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investor Bellingham, WA Whatcom County Info: https://bit.ly/3ySLcLL San Juan County Info: https://bit.ly/3NxnKHP SWM Skagit County Info: https://bit.ly/38LFjFu

Yes. Free consultations are available with one of our financial advisors, please call 360 671 5900. Thank you for your question.

Alternative investments, also known as “alternatives” or “alts” are generally considered to be any investments made in asset classes other than stocks, bonds, and cash. There is a robust list of alternative investments to choose from, ranging anywhere from tangible assets like art and precious metals to financial assets like venture capital and real estate investing. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy, and walk alongside of you as those goals are accomplished. Salish Wealth Management 2122 Barkley Blvd Suite 200 Bellingham, WA 98226 Website: https://bit.ly/3MJIBHT Servicing: Whatcom County, WA - San Juan County, WA - Skagit County, WA • Financial Planner Bellingham, WA • Financial Advisor Bellingham, WA • Financial Consultant Bellingham, WA

Estate planning is the process of deciding what will happen to everything you own after you've passed away. It involves creating binding, legal documents to make sure that your wishes are carried out. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy, and walk alongside of you as those goals are accomplished. Salish Wealth Management 2122 Barkley Blvd Suite 200 Bellingham, WA 98226 Website: https://bit.ly/3MJIBHT Servicing: Whatcom County, WA - San Juan County, WA - Skagit County, WA • Financial Planner Bellingham, WA • Financial Advisor Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investor Bellingham, WA

An employer-sponsored plan is a type of benefit plan offered to employees at no or relatively low cost. These plans, such as a 401(k) or HSA, cover an array of services including retirement savings and healthcare. Employees who enroll in such programs capitalize on the benefit of receiving discounted services. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA

A type of 529 plan that lets an account owner open an investment account to save for the account beneficiary's qualified higher education expenses or tuition for elementary or secondary public, private, or religious schools. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

A Roth IRA is an individual retirement account (IRA) that allows qualified withdrawals on a tax-free basis if certain conditions are satisfied. It was established in 1997 and named after William Roth, a former U.S. senator from Delaware. Roth IRAs are similar to traditional IRAs, with the biggest distinction between the two being how they’re taxed. Roth IRAs are funded with after-tax dollars; this means that the contributions are not tax-deductible. But once you start withdrawing funds, the money is tax free. Conversely, traditional IRA deposits are generally made with pretax dollars; you usually get a tax deduction on your contribution and pay income tax when you withdraw the money from the account during retirement. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals.

This is a financial plan tailored to your unique goals for your life. This includes retirement, legacy, and college savings. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

A detailed plan for your finances to help you take control of your situation and reach your short and long-term financial goals.

A financial adviser or financial advisor is a professional who provides financial services to clients based on their financial situation. In many countries, financial advisors must complete specific training and be registered with a regulatory body in order to provide advice Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

A self-directed individual retirement account (SDIRA) is a type of individual retirement account (IRA) that can hold a variety of alternative investments normally prohibited from regular IRAs. Although the account is administered by a custodian or trustee, it's directly managed by the account holder, which is the reason it's called self-directed. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker • Alternative Investments Bellingham, WA

Charitable planning means that they create a plan regarding how their wealth will be distributed to charities that they select after their death. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA

In plain words Charitable Giving can be defined as an act of giving money, time or some goods to unlucky or inopportune people, directly or through a worthy cause like a charitable trust. The idea of such giving is generated from the virtues of charity where you give something to the needy people to help in their survival. People facing poverty like orphans, widows, injured and ailing helpless elders are considered as the genuine recipients of such charity giving. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach.

Capital management is a financial strategy aimed at ensuring maximum efficiency in cash flow. Capital management works to make sure that your cash flow in retirement is suitable for your needs. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

a. To help determine whether you should hire a financial planner, ask yourself the following questions: -Do you have a fair knowledge of investments? -Do you enjoy reading about wealth management and financial topics and researching specific assets? -Do you have expertise in financial instruments? -Do you have the time to monitor, evaluate your investments, and make periodic changes to your portfolio? If you answered yes to the above questions, you may not need an advisor or financial planner. However, even if you answered yes to the above questions, you could still be at risk of making emotion or fear-based mistakes when it comes to your finances. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished.

A financial planner or personal financial planner is a qualified financial advisor. Practicing in full service personal finance, they advise clients on investments, insurance, tax, retirement and estate planning. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA

As you strive to reach your financial goals and prepare for retirement, you may consider turning to a financial advisor. But do you know much a financial advisor costs? Generally, financial advisors charge a flat fee of $1,500 to $2,500 for the one-time creation of a full financial plan, or roughly 1% of assets under management for ongoing portfolio management. Of course, fee rates and compensation structures differ from advisor to advisor. Please call to discuss our exact fee. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach.

Salish Wealth Management 2122 Barkley Blvd Suite 200 Bellingham, WA 98226 Map and Directions Phone: (360) 671-5900 Fax: (360) 671-3544 Open 6:30-4:00

Scott Hume is the founder of Salish Wealth Management and a Certified Financial Planner® with more than two decades of experience. Prior to forming his firm, he managed two local financial firms. Today, he works with affluent individuals, families, and local businesses to help them plan and execute their financial goals, providing comprehensive financial planning and cross-border investment management. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach.

Yes, Salish Wealth Management can help clients from all over the United States from the Atlantic Ocean to the Pacific. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Yes, Salish Wealth Management services Vancouver, WA. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Yes, Salish Wealth Management services Seattle, WA. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Yes, Salish Wealth Management services Lummi Island, WA. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Yes, Salish Wealth Management services Skagit County, WA. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Yes, Salish Wealth Management services San Juan County, WA. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Yes, Salish Wealth Management of Bellingham, WA services Whatcom County, WA Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Salish Wealth Management of Bellingham, WA can help you manage your assets. Alternative investments, also known as “alternatives” or “alts” are generally considered to be any investments made in asset classes other than stocks, bonds, and cash. There is a robust list of alternative investments to choose from, ranging anywhere from tangible assets like art and precious metals to financial assets like venture capital and real estate investing. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA

Salish Wealth Management is an asset advisor that services Ferndale, WA Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Salish Wealth Management is a financial advisor in Bellingham, WA Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. We founded Salish Wealth Management to form a close-knit practice of loyal clients, providing comprehensive financial services with a personalized, one-on-one approach. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham, WA • Alternative Investments Bellingham, WA • Accredited Investors Bellingham, WA

An individual retirement account (IRA) is a savings account with tax advantages that individuals can open to save and invest in the long term. Like a 401(k) account that an employee obtains as a benefit from their employer, an IRA is designed to encourage people to save for retirement. Anyone who has earned income can open an IRA and enjoy the tax benefits these accounts offer. Salish Wealth Management is a full-service financial firm in Bellingham, WA. Salish Wealth Management is committed to assisting clients as they pursue their financial goals. We will work with you to help identify your goals, create a customized portfolio management strategy and walk alongside of you as those goals are accomplished. Combining disciplined investment strategies with a high-touch, customized approach, we build financial plans that help our clients pursue their goals. • Financial Planner Bellingham, WA • Financial Consultant Bellingham, WA • Investment Service Bellingham, WA • Stockbroker Bellingham