Mike Lanham - State Farm Insurance Agent

Category: Insurance agency in Carol Stream, Illinois

Address: 1N149 Gary Ave, Carol Stream, IL 60188, USA

Phone: +16302601900

Opening hours

Sunday: Closed

Monday: 8:30AM–5PM

Tuesday: 8:30AM–5PM

Wednesday: 8:30AM–5PM

Thursday: 8:30AM–5PM

Friday: 8:30AM–5PM

Saturday: 9AM–12PM

Reviews

Serene Teaz

Oct 18, 2022

This office came through for us when we needed them. Ben went above the normal level of Service. He followed up daily with me until he knew I was satisfied after a collision center wasn't responding to our questions. His kindness and follow through deserves much more then a review.

Jeanette Tomsaelli

Oct 6, 2022

Ben was fantastic to work with! He was very patient and thorough explaining my auto and home policies and saved me money! He answered all my questions and was very attentive sending me the policy documents. I would highly recommend Ben and State Farm!

Mr. Wonderful

Aug 19, 2022

My family and I switched to State Farm after my wife was in a car accident and the driver that hit my wife from behind had State Farm Insurance. The representative from State Farm continuously called my wife and I to assure us our vehicle would be taken care of and all repairs would be covered....while my own insurance was giving us the run around? The wife and I looked at each other and said..."we need to get State Farm Insurance!" We switched years ago and never looked back. Just now I was on the phone with a rep named Ben and within minutes he was able to help bring my vehicle insurance cost down. Wow, that just made my day and my family and I are grateful for the savings! Thank you Ben and all the staff at Mike Lanham's office.

Maria Spano

Jul 8, 2022

I love working with this team. Mike and Ben are great to work with. We have all our business and personal property insured through them for over 10 years !!! I highly recommend them for any of your needs!!

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Questions & Answers

What factors influence car insurance rates?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

What if I have more than four vehicles or four drivers in my household?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How much insurance coverage should I have on my home?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

What can I do on the State Farm mobile app?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Does my homeowners insurance cover detached structures on my property?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What coverage is provided under homeowners policy?

Mike Lanham - State Farm Insurance Agent | Jul 6, 2022
Mike Lanham - State Farm Insurance Agent | Jul 6, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

Mike Lanham - State Farm Insurance Agent | Nov 3, 2021
Mike Lanham - State Farm Insurance Agent | Nov 3, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Mike Lanham - State Farm Insurance Agent | Nov 3, 2021
Mike Lanham - State Farm Insurance Agent | Nov 3, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Mike Lanham - State Farm Insurance Agent | Nov 3, 2021
Mike Lanham - State Farm Insurance Agent | Nov 3, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Mike Lanham - State Farm Insurance Agent | Nov 3, 2021
Mike Lanham - State Farm Insurance Agent | Nov 3, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Mike Lanham - State Farm Insurance Agent | Nov 3, 2021
Mike Lanham - State Farm Insurance Agent | Nov 3, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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