OneMain Financial

Category: Loan agency

Address: 1344 E Main St, Carbondale, IL 62901, USA

Phone: +16185492111

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Aaron Waddington

Aug 11, 2020

The Experience is what you SHOULD Get everywhere. Customer service was OUTSTANDING THANK YOU !!

Jason Harris

Jun 4, 2018

They have always treated me fair over the years. The level of customer service doesn't stop at the door. The staff really goes above and beyond

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Questions & Answers

How do I make a payment?

OneMain Financial | Nov 1, 2021
OneMain Financial | Nov 1, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Carbondale branch

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Nov 1, 2021
OneMain Financial | Nov 1, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Nov 1, 2021
OneMain Financial | Nov 1, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Carbondale branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Carbondale OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Nov 1, 2021
OneMain Financial | Nov 1, 2021

At the Carbondale OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

What about poor credit? Are there loans available for those with bad credit?

Todd Basler | Nov 2, 2017
Stephanie Vaughn | Nov 2, 2017

They should be a last resort and read the fine print. They will try to also talk you into getting another loan for a small amount of money and don't worry it won't change your payment. I know people in debt for over 10 years cause they kept borrowing money off the same loan, pay it down and they would tempt them again. Just be disciplined and faithful with paying it and pay it off early but show at least 6 to 12 months depending on the amount that helps credit scores. Good luck sorry you need them

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