Address: 32 N Fisher Park Way, Eagle, ID 83616, USA
Phone: +12086394000
Sunday: Closed
Monday: 8AM–5PM
Tuesday: 8AM–5PM
Wednesday: 8AM–5PM
Thursday: 8AM–5PM
Friday: 8AM–5PM
Saturday: Closed
Alisha Alexander
Working with Leif made our first-time home-buying experience so much better. He was thorough, explained everything really well and did not hesitate to answer all of our questions. He was a great communicator which was a really big deal for us and he kept us updated all through the process. It was nice to have a friend during this crazy time in our life to guide us along the way and do everything he could to save us time, money and stress. We are so glad we have Leif on our side to buy our first home.
Ryan Ray
Fulcrum made the whole process of buying a home a breeze. I love that they did everything they could to keep my closing costs as low as possible.
Reuben Ortega
Very impressed with the personal attention and responsiveness.
Mily Lourenco
Bryce Gonser is your man if you’re looking for someone who knows his stuff and gets it done! From the moment I met him, even just over the phone, I felt his warmth and genuine care for our loan needs. Bryce is friendly, knowledgeable and amazing at what he does. He had us ready to close in less than 2 weeks and that was because we ‘took our time.’ He helped unblock us from a huge roadblock and made sure that wouldn’t prevent us from buying our first home! It’s intimidating and a bit scary even as a first time home buyer. But you’re in great hands with Fulcrum Home Loans! Bryce and team, THANK YOU for your hard work to getting us into our first Home Sweet Home!
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Mortgage insurance is an insurance policy that protects a mortgage lender or titleholder if the borrower defaults on payments, passes away, or is otherwise unable to meet the contractual obligations of the mortgage.
Contact a licensed mortgage professional and they will walk you through the process. Typically you will need to provide your personal information, employment information, and downpayment information. Make sure that any pre-approval includes
Typically a high-ratio has a down-payment of less than 20%. These mortgages normally require mortgage insurance.
Reverse mortgage loans allow homeowners to convert their home equity into cash payments or a line of credit with no monthly mortgage payments. Any interest is simply added to the amount due and payable when the loan is paid out or the home is sold.
There are 3 factors that determine how much mortgage you can afford. Your income, your current debts, and current interest rates.
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