M1

Stephen Acciani

Terrible to work with. A nightmare to establish and cancel accounts.

Alfonso Gallo

Taking out $2,000 with out my consent is Sketchy.... Definitely Closing my Account. Smh

Matthew Spurgin

Excellent platform, you can buy any fractional share, create a pie chart within a pie chart, I have 3 REIT's from large multi billion dollar corporations in one folder that I can set at 25% of my portfolio to provide a strong foundation, I have another section at 25% for high risk/high dividend yield, and then I have another 4 holdings between 10% and 20% respectively. Unfortunately I had to liquidate almost everything at one point and was able to do so in about a weeks time frame. they advertise 3-5 days it took about 10. from a Tuesday to the Friday of the following week. That was frustrating, however the great thing about this platform is I didn't truely have to liquidate, I was able to leave a couple dollars, in the portfolio so when I was able to refund the account the following week, all my holdings were still there in the same proportions. I didn't have to go looking up ticker symbols and recalculate percentages. I simply withdrew 95% of the portfolio. and two weeks later I put back what I could. I'm still recovering from the situation that caused that financial emergency, but I have also now figured out how to use the auto-invest feature. so I have set up my portfolio to the proportions I want and now hopefully won't have to really even look at it for a few months unless I get bored/curious and just want to. I like the data analytics and the way the information is presented. I like that they offer crypto now, I wasn't a big fan of coinbase and recently quit using them and was looking for somewhere else to go. now I can have my crypto and investments in the same spot. Also being 28 years old and planning to change careers it's time for me to start considering an IRA. But I don't want to go through my employer just to go through the hassle of changing things a month from now. and then again next year when I change jobs. I also just applied for the 2.5%APY checking account. My current bank is a disaster to deal with and since I'm already using M1 for everything else why not go through them for a spend account as well, it is a great account in and of itself and to be able to have all of these things in one place has changed my whole outlook on finances. I don't need to go into a building every few weeks when I run into a problem. I can setup auto investments, and earn 2-2.5%APY on the money in my spend account and have everything else constantly earning me dividends basically as soon as I get paid. And having my IRA attached to my regular banking app makes it that much easier to keep track of as opposed to having to go through an employer or another banking institution. I would highly recommend M1 Finance for anyone looking to get control of their finances.

Al and Nancy Velasco

Well. Heard good things about M1 but unfortunately not impressed. Tried to link my bank, linked log in from my bank which I have done other places before but kept getting error. Tried reaching out to customer service but received email saying my account will be closed. Asked for explanation to see if I could correct issue with my bank. They said the cannot give details but it isn't due to any bank issues. I said fine. Will use another broker account. Next day got a message from customer service on my phone, called back and left them a message 2 days ago and still nothing. Meanwhile my account remains open without ability to link and I just want to close it. I will be using my funds elsewhere.