Neuschafer & Associates, Inc. American Family Insurance

Here’s an interesting fact: most Americans overestimate the cost of life insurance. So, it may be less expensive than you think! The type of policy, coverage amount, and your age, health and gender play a big role in determining premiums. The younger and healthier you are, the lower your rates. Talk to your agent about getting the right coverage at the right price.

Life insurance is all about protecting your loved ones’ future, right? So it makes sense to choose a financially stable company — like American Family Life Insurance Company — that’ll help you make sense of your options so you can choose the coverage that’s right for you.

The amount of home insurance coverage you need depends on a number of factors. But most importantly, you should have enough protection to cover the costs of rebuilding your home and replacing all of your possessions in the event of the unexpected. Try out our homeowners insurance calculator — it’s quick, easy to use and it’ll help you better determine what kind of coverage you need for your home.

That’s a good question. There are two categories — temporary and permanent life policies — and American Family Life Insurance Company offers both. Temporary life insurance provides coverage at a lower initial cost. This includes term life insurance, which remains in effect for a specific term or length of time at a set premium. Permanent life insurance provides lifelong protection. This includes whole life insurance, offering long-term coverage with guaranteed premium payments that remain the same regardless of health or age changes. The policy builds cash value, and may pay dividends. Take a look at our Life Coverage Comparison Chart to learn more about your options for coverage.

Life insurance is a must-have, especially if others are depending on you. It’s all about financially protecting the dreams of those you care about, in case the unexpected were to occur. A life policy can provide peace of mind by helping to relieve the financial burdens associated with these types of expenses: Living expenses and debts: Mortgage or rent payments, childcare, credit card or loan debt, or care for an elderly or disabled relative. Future plans: Education funds or retirement plans. Final expenses: Memorial service costs. Lasting legacies: Continuing the business you worked hard to build, or supporting organizations or causes with charitable giving.

No, you don’t have to pay for an online quote — it’s free! At American Family Insurance, we want you to be sure you’re getting the right coverage at the right price. Be sure to check in with your agent and review your quote after receiving it. They’ll help you get the right coverage at the right price.

You’ll want to be ready with names, addresses, dates-of-birth, and numbers of accidents/violations for all drivers in your household. And having your current insurance policy or declaration page handy is helpful, too.

There are a bunch of different discounts available for homeowners like you! Take a look at all the ways you can save on your home insurance. Your agent is happy to check which ones you might qualify for!

For an additional premium, you can add personal injury coverage to your policy. Remember, personal injury insurance isn’t actually for a physical injury to yourself. This coverage actually protects you from claims such as libel or slander (which is writing or saying something about someone that hurts their reputation or business), false arrest, detention or imprisonment, as well as wrongful eviction, entry or other invasion of right to private occupancy. Any of these can result in expensive law suits, which is also covered by personal injury insurance.

Take a look at your neighbor — no two homeowners are alike! That’s why we offer a variety of unique ways to protect your home. From property damage to personal liability, we work with you to build a policy that’s customized for you and your growing dreams. Here are just a few examples of the protection we offer — but your American Family agent can help you explore all your options! Your homeowners policy helps cover property damage from things like fire, lighting, windstorms, hail, explosions, smoke, vandalism and theft. If you can’t live in your home due to a covered loss, we’ll help cover temporary housing expenses while it’s being repaired.

An SR-22 is a financial responsibility certification that is sometimes required for high risk auto insurance customers by the state Department of Motor Vehicles or Public Safety after you have been involved in an accident with no auto insurance, or if an accident is due to excessive driving violations on your part.