David Dilley - State Farm Insurance Agent

Category: Insurance agency in Fort Collins, Colorado

Address: 4050 S Timberline Rd Ste 140, Fort Collins, CO 80525, USA

Phone: +19704849700

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Heather Jackson

Apr 11, 2022

It's hard to rate your insurance company until you need them. I've been with State Farm for 30 years and never had a major claim. Sadly my turn finally came and State Farm was great! I worked mostly with Amber locally and I cannot imagine not having someone local to connect with. She eased my mind, answered my questions, and advocated for me. I'm very impressed and very grateful for the exceptional level of service. Incidentally, working with the claim team and total loss team was also smooth, but you do need to check in regularly with them.

Ken & Taylor Powers

Dec 18, 2021

We recently moved to the Fort Collins area and wanted a State Farm agent closer to home. I talked to David and he reviewed all of our policies in detail to ensure that we had the proper coverage. David and his staff are professional and very knowledgeable. I recommend David Dilley for all of your insurance needs.

Asbestos Kills

Dec 10, 2021

David Dilley and his staff do not care about their customers. My wife and I are moving across country and we had asked to have 1 payment pushed to the next month because our move is costing over 7000 dollars. We were told several times that this was not a problem, from several different staff members. We called State Farm because we have never been late on a payment and have insured our vehicles and renters insurance with David Dilley for years. After confirming and reconfirming this was something they did for customers with Dilley staff, we were called 2 days before move and told that in order for us to not have insurance lapse, and to be eligible for a 1 time payment extension until next month, we needed to pay them "something" and it was suggested we pay 20 dollars. My wife explained that we already had a arrangement that had been confirmed several times. Dissmisive manager, or whatever, then said that we had been misinformed 3 times and policy changed and if we did not want insurance to lapse we needed to take action. My wife then tried to plead her case, for the fourth time, and was essentially told that the arrangement was not made with her and that policy had changed and there was nothing we could do. She provided no alternatives, no explanation as to why my wife had wasted her time calling to arrange this in the first place and took no ownership over what was obviously her and her staffs mistake. I then laid into her, because we are budgeting this move down to the penny and we did the responsible thing of informing your office and trying to make arrangements, we made an arrangement 3 different times, the same arrangement. Don't play ignorant on your Google review page. I don't care how many combined years of experience you have in the insurance industry, it's absolutely meaningless, and meaningless to most potential customers. What does matter is how you treat people, and how you make a situation right for the customer when you messed up. Most of the negative reviews on this page boil down to the same thing. This all boils down to being told a lie multiple times and then taking no ownership...oh and 20 dollars.

Debbie Bostak

Oct 21, 2021

Very responsive and knowledgeable. Great office staff! David’s team was super helpful in setting up renters and auto insurance for our young adult sons as they transitioned to college and then to out on their own, including several moves. He’s been our agent for many years, and we have been very satisfied.

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Questions & Answers

What factors influence car insurance rates?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

Does my homeowners insurance cover detached structures on my property?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What can I do on the State Farm mobile app?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

State Farm accepts most major credit and debit cards.

How much insurance coverage should I have on my home?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

How do I download the State Farm mobile app?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

David Dilley - State Farm Insurance Agent | Jun 27, 2022
David Dilley - State Farm Insurance Agent | Jun 27, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

David Dilley - State Farm Insurance Agent | Oct 25, 2021
David Dilley - State Farm Insurance Agent | Oct 25, 2021

State Farm accepts most major credit and debit cards.

When does my coverage start?

David Dilley - State Farm Insurance Agent | Oct 25, 2021
David Dilley - State Farm Insurance Agent | Oct 25, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

I changed my mind about purchasing this insurance. What should I do?

David Dilley - State Farm Insurance Agent | Oct 25, 2021
David Dilley - State Farm Insurance Agent | Oct 25, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

David Dilley - State Farm Insurance Agent | Oct 25, 2021
David Dilley - State Farm Insurance Agent | Oct 25, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

David Dilley - State Farm Insurance Agent | Oct 25, 2021
David Dilley - State Farm Insurance Agent | Oct 25, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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