Address: 4090 S 4800 W, West Valley City, UT 84120, USA
Phone: +18006788765
Sunday: Closed
Monday: 9AM–5:30PM
Tuesday: 9AM–5:30PM
Wednesday: 9AM–5:30PM
Thursday: 9AM–5:30PM
Friday: 9AM–6PM
Saturday: 9AM–1PM
James Rico
What the hec is a SINGLE SERVICE FEE? My wife and I withdrew our money from Chartway here in West Valley City, UT because our CD's matured. I asked for cash so the customer agent service agent gave our monies in cash and check. Low and behold he charged us $4.00 for two checks as a service fee. I could not believe what a saw on the receipt. When we brought our money to purchase the retirement CD's it was by check and we were not charged a service fee but when we withdraw it they charge a service fee. SO BUYER BEWARE! They are the only credit union that I have ever had charge me to withdraw my own money. They are the worst credit union to do business with. Both my wife and I were charged the fee. WITHDRAWAL SINGLE SERVICE FEE $4.00
George Angilau
Probably, the worst bank/credit union in the World. Can’t believe I got stuck in a loan with them. The branch is okay/mediocre/a little less than par. But the rest of the way to Virginia/Corporate….only gets worse. There’s definitely levels in Hell, called Chartway.
Mollie Bean
Very quick and easy, Tanner did most of the work, he went into great detail by explaining everything to me
Losi Vite
This bank is ATM NEVER WORKS THEN I HAVE TO SPEND $4.00 to use the ATM across the street smdh
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Refinancing a vehicle is a big decision that may take careful thought and planning before moving forward. The best time to refinance is when you and your circumstances necessitate it most, making it a highly personal choice.
All Chartway interest rates can be viewed daily through the website or found by visiting any one of the Chartway banking branches in person.
Members of Chartway are welcome to refinance their loans as soon as the title has been received for the vehicle.
Once your Auto Refinance Loan is submitted, Chartway’s loan officers will immediately evaluate the application and deliver an answer within one or two business days.
Applying for a vehicle loan requires a hard credit pull which can affect a credit score
Yes
Applying for a vehicle loan requires a hard credit pull which can affect a credit score
Online banking (internal and external transfer), going to branch, EFT from another inst, internal automatic payment
No
30 days
Once your loan application is submitted, Chartway’s loan officers will evaluate the application and deliver an answer within one or two business days.
No
We offer New and Used Auto Loans as well as Auto Loan Refinance. Visit our site to see our current rates and options for Auto Loans.
To get approved for a home loan, you need to have your finances in order to prove to your lender that you can afford your home. Before applying, you want to have this information on hand Your monthly income Your total monthly debts Your credit score Your maximum monthly mortgage payment Your down payment amount With this information on hand, you can go into the home buying process prepared, which will increase your odds of approval.
Depending on the type of home loan you apply for and your lender, the minimum credit score will vary. In general, you want a score of at least 620, though some loans allow you to qualify with a credit score in the 500s.
A home loan is a mortgage you get from a lender that loans you the money to pay for your property using your house as collateral. You must repay the loan with interest over usually 15-30 years.
The best loan for a first time home buyer is dependent on your background. A conventional fixed-rate loan is always a great option if you have 20% saved for a downpayment. If you have a military background, you can also get 100% financing with a VA loan.
Most of the disclosures that we provide the member can sign electronically. There are a few that require manual signature, but we usually send by email and they scan them back to us, or I recommend they go to their nearest branch and a team member can send it back to us. The closing paperwork at the very end is done in person.
When they apply, they don't necessarily lock in their interest rate. They can lock in up to 7 days prior to the closing date, but until they are locked in, the rates can fluctuate. The longest we can lock the rate is 60 days, but we usually don't lock them for more than 45 days. There is also a 30 day option and a 15 day option.
You can schedule an appointment with one of our experienced and dedicated Mortgage Loan officers to find the best Home Loan for you.
The loan officer will contact the member within 24 hours.
Down payment requirements can change depending on loan type. You can schedule an appointment with one of our Mortgage Loan Officers for more information
Yes! We offer fast pre-approvals, this allows you to shop for your home knowing exactly what you can afford
We offer Conventional Fixed Rate Mortgages , FHA Insured Loans, and VA Loans. You can visit our website to learn more about the Home Loans we offer.
To finance a loan with Chartway you will also be required to establish membership by opening a savings account.
To establish membership only a savings account is required.
Chartway offers different checking account types with different requirements. Our representatives can assist you in finding the account that best suits your needs.
New members will need to provide a Class 1 ID and proof of address if their address is different than listed on the ID.
We believe in providing better products, better customer service, and the best value possible for our members. We offer straightforward checking accounts and deposit accounts, low-interest rate loans, high yield savings accounts, and online and mobile banking—all designed to save you more so that you can live more affordably.
Chartway processes a soft credit pull that does not impact your credit.
a. You live, work, go to school, or worship in an area served by one of our branches b. Someone in your family is currently a Chartway member c. You or an immediate family member works for one of the 750 companies who have chosen to offer Chartway’s credit union benefits to their employees d.You make a $10 donation to our philanthropic arm, the We Promise Foundation
No, there is no membership fee to become a Chartway member.
You can go in and get it from them or if you have checks it is on the bottom of the check
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