Michelle Boden - State Farm Insurance Agency - Lincoln

Category: Insurance agency in Lincoln, Nebraska

Address: 5740 Old Cheney Rd #9, Lincoln, NE 68516, USA

Phone: +14024211100

Opening hours

Sunday: Closed

Monday: 9AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 9AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

joe duysen

Sep 26, 2022

Michelle does a great job, highly recommend! When I needed to submit a claim, she was on top of things and super helpful.

emma went

Aug 30, 2022

Michelle & the ladies in her office have always been so so welcoming & helpful with any that I may have!

Karly Boehm

Aug 9, 2022

Each experience I’ve had has been very positive! I recently needed to set up rental insurance. Brooke was incredibly helpful, answered all of my questions, and got everything set up very quickly!

Norma Rieck

Aug 9, 2022

Michelle is great to work with. I have been with her office for many years and have always had the best customer service! She takes the extra time to explain the details and stays on top of any changes to ensure those are made appropriately.

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Questions & Answers

Is commercial insurance coverage different for different businesses?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

It can be. Many small businesses are now insured under package policies that cover the major property and liability exposures as well as loss of income.

What Is a Homeowners Insurance Deductible?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Just as with car insurance, you have to pay a deductible before you’re paid out a claim. You can set the deductible very low or high. The higher the deductible, the less you pay monthly.

With commercial insurance, how do I protect my property?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Depending on where your business operates, you might need to get coverage to protect it. Talk to your agent about property insurance to make sure that the building and contents are protected.

Do independent contractors need general liability insurance?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

General liability insurance for contractors provides protection when a customer or client holds you liable for an injury or property damage. Your clients may require you to obtain this coverage before entering into a contract.

When Should I Purchase Life Insurance?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Death can come at any time. Purchasing life insurance as soon as you are able is the best time to do so.

Does Homeowners Insurance Cover Dog Bites?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Yes, the liability portion of your home insurance covers you if your dog bites someone.

Will auto insurance companies share my information with each other?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Yes. Auto insurance companies will share your insurance claims history with each other.

What is an insurance deductible?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Can I add anyone to my car insurance policy?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

You can include members of your household on your policy, but you must all live at the same address.

How expensive is auto insurance?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Is auto insurance mandatory?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary.

Are you open on evenings or Saturdays?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

We can meet evenings and weekends by appointment only.

Do I have to pay for an online insurance quote?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Is Homeowners Insurance Required?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

If you have a mortgage, you are likely required to carry homeowners insurance. Chances are that you’re already paying for homeowners insurance and it got bundled into your mortgage.

Does my credit score really affect my auto insurance premiums?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Yes. If you have a low credit score, your insurance premiums will be higher.

When does my insurance coverage start?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Can an auto insurance company deny you service?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Can I get an insurance quote over the phone or do I need to come to the office? Can I pay with a credit or debit card?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Yes, we're able to Bind your policy over the phone with a credit or debit card. We will send you everything that needs to be signed thru email. It's quick and easy.

How can I pay for my insurance if I decide to purchase it online today?

Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022
Michelle Boden - State Farm Insurance Agency - Lincoln | Sep 16, 2022

Our agency accepts most major credit and debit cards.

is state farm sending 2022 calendars?

Adrian Harris | Jan 19, 2022
Michelle Boden | Jan 19, 2022

Hi Adrian! Yes, I have calendars at my office and would be happy to send one to you! Happy New Year!

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