Joe Stretch - State Farm Insurance Agent

Category: Insurance agency in Salinas, California

Address: 26 San Miguel Ave, Salinas, CA 93901, USA

Phone: +18317831501

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 8:30AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 8:30AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Christi Manly

Oct 15, 2022

My father has been a long time State Farm customer until his passing in 2020. Joe and his staff have been wonderful in making a seamless transition to continue the coverage for the auto and home. I have had many interactions with the office and they have always been very helpful, friendly and informative to make sure coverage was continued and our policies were adjusted to fit our needs. Thank you to Joe and your fantastic staff for being so responsive and helpful!

Church Office

Aug 9, 2022

Our church’s property/general liability insurance was cancelled due to our being deemed in a high wildfire risk area. We approached several insurance companies, who either wouldn’t insure us, or for those high-risk companies that would, the cost was astronomical. We fortunately were referred to Joe Stretch at State Farm Insurance and from the first conversation, Joe’s expertise in the insurance industry was evident. Joe was engaged, knowledgeable, and forthright. Walking through the application process, he let us know what to expect next and carefully/clearly explained the various aspects of coverages, etc. Joe welcomed questions and was extremely prompt with return phone calls and emails. What we appreciated most about Joe is that he commiserated with our situation and truly showed care by helping us to determine how we could get adequate coverage while being ever mindful of cost – that is the sign of a great agent! He was happy to tell us that our yearly premium was $1,600 cheaper than expected. Joe absolutely delivered!! We are so grateful for his help and assistance. We have referred him to others and will absolutely continue to do so.

Chris Duarte

Jul 20, 2022

We didn't know what we were missing from our home and auto insurance company until they declined to renew our home insurance due to potential fire danger after 15+ years. Joe Stretch had been recommended by many members of NextDoor, so we decided to reach out to Joe Stretch. Joe and his team have been absolute rock stars in handling our policy and any questions we may have concerning our policy. Our only regret is that we didn't insure with him when we purchased our home in 2004. I can't recommend Joe highly enough!!!

Ron Greenly

Jul 13, 2022

Joe really knows how to take care of his customers. I feel my family is safe in his hands.

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Questions & Answers

What factors influence car insurance rates?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Why should I sign up for the Paperless Notice of Privacy Policy?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

Can I pay by phone or mail instead of online?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What is the difference between sending my quote and purchasing with an agent?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Is my payment information secure on your website?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What if I have more than four vehicles or four drivers in my household?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What can I do on the State Farm mobile app?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How do I download the State Farm mobile app?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I use my check card or debit card?

Joe Stretch - State Farm Insurance Agent | Jun 17, 2022
Joe Stretch - State Farm Insurance Agent | Jun 17, 2022

State Farm accepts most major credit and debit cards.

How can I pay for my insurance if I decide to purchase it online today?

Joe Stretch - State Farm Insurance Agent | Oct 15, 2021
Joe Stretch - State Farm Insurance Agent | Oct 15, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Joe Stretch - State Farm Insurance Agent | Oct 15, 2021
Joe Stretch - State Farm Insurance Agent | Oct 15, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Joe Stretch - State Farm Insurance Agent | Oct 15, 2021
Joe Stretch - State Farm Insurance Agent | Oct 15, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Joe Stretch - State Farm Insurance Agent | Oct 15, 2021
Joe Stretch - State Farm Insurance Agent | Oct 15, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Joe Stretch - State Farm Insurance Agent | Oct 15, 2021
Joe Stretch - State Farm Insurance Agent | Oct 15, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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