OneMain Financial

Category: Loan agency in Charlotte, North Carolina

Address: 230 E W.T. Harris Blvd Ste B7, Charlotte, NC 28262, USA

Phone: +17045959087

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Mieraf Aboye

Sep 8, 2022

My application has been "In review" status for 7 days now. I need to make a big payment right away and they're just not doing their job. I called 4 times so far, each time i was told the person reviewing my application is "on a call with a customer and she will get back to you when she's free". And, here I am still waiting for the call and today was the last day I have to make the payment. So yeah, terrible service and will not try to get a loan with them ever again!

Tori Tarver

Aug 23, 2022

My experience with OneMain was very simple and quick. The customer service representative was very knowledgeable, pleasant and helpful with the questions I had. I will refer OneMain to anyone who needs financial assistance.

Taylor Cochran

Jun 30, 2022

I agree with the comments. This company completely horrific. They won’t help you if you are in need but harass you for a payment that’s not 30 days past due. Biggest regret of my life getting a loan with them. I was told i couldn’t change my payment due date for months but as soon as i made a payment today after speaking to the manager magically they could change it.

Guillermo Estevez

May 4, 2022

I'm a person that's short on words, I do have to say that I OneMain Financial helped me with my personal loan, no hassel no question on what I needed the loan for and the funds where deposited straight into my bank account . Thank you OneMain Financial.

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Questions & Answers

How do I make a payment?

OneMain Financial | Oct 14, 2021
OneMain Financial | Oct 14, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Charlotte-University branch.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Oct 14, 2021
OneMain Financial | Oct 14, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Oct 14, 2021
OneMain Financial | Oct 14, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Charlotte-University branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Charlotte-University OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Oct 14, 2021
OneMain Financial | Oct 14, 2021

At the Charlotte-University OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

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