Americay Mortgage

Category: Mortgage broker

Address: 154 Talcottville Rd, Vernon, CT 06066, USA

Phone: +18608700700

Opening hours

Sunday: 9AM–9PM

Monday: 9AM–9PM

Tuesday: 9AM–9PM

Wednesday: 9AM–9PM

Thursday: 9AM–9PM

Friday: 9AM–9PM

Saturday: 9AM–9PM

Reviews

Healee Kranmas

Sep 26, 2022

Chris and his team were so helpful and patient while we were in the process of buying our first home. They made our experience so easy and I would recommend anyone in the process of purchasing a home to go with their team. They make you feel like family and truly have your best interest in mind

Marisa Brindise

Sep 16, 2022

We highly recommend Americay Mortgage. Chris Gilnack is an extremely customer-friendly professional who worked hard for us, keeping us updated throughout the process. He truly made our home buying experience memorable!

mika Lawson

Sep 2, 2022

Easy to stay in touch with, patient and got the job done!

Jeff Clark

Aug 19, 2022

Chris and Laura were great! They walked me through every step of the process and were able to pull everything together very quickly. Highly recommend!

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Questions & Answers

What information do I need to be pre-approved?

A Google User | Oct 7, 2022
Americay Mortgage | Oct 7, 2022

We just need basic information such as income (pay stubs, W2's or tax returns for self-employed people). Asset information (bank statements) and we'll do a soft pull that won't hurt your credit.

How often do rates change?

A Google User | Oct 7, 2022
Americay Mortgage | Oct 7, 2022

Rates change every day. Mortgage rates go off of the 10 year treasury note.

Does Americay have any up front fees?

A Google User | Oct 7, 2022
Americay Mortgage | Oct 7, 2022

No. We never have and we never will charge an up front fee to our customers. Stay away from mortgage companies that do charge up front.

What is the lowest credit score to get a mortgage?

A Google User | Oct 7, 2022
Americay Mortgage | Oct 7, 2022

For FHA usually you need a 620 mid score and for Conventional it's a mid score of 640.

How long is the closing process for buying a home?

A Google User | Oct 7, 2022
Americay Mortgage | Oct 7, 2022

From start to finish most loans take between 21-30 days at Americay Mortgage.

Do you work weekends?

A Google User | Oct 7, 2022
Americay Mortgage | Oct 7, 2022

Yes we work all the time. For a meeting on the weekends just call us and we'll schedule a time for you.

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