OppLoans

Opp loans was fast easy and the custmer service was great

Opp loans will send you emails and your agent will be your guide throughout the process. Ask for Obed, he is awesome....kitty sent you.

Easy process...

No its a scam. I did everything they asked. Customer service non existent.

Some days it depends on when all your items for verification are processed. I've been using opp loans for over 5 years. It's a very good loan company.If you can't get it by the day they said keep trying. Maybe push the number for a new loan I think it will get you through faster

Hello Valerie, that's a great question. My name is Crystopher and I'm a real person who shared the same question as you. I am very skeptical of any request for my personal information. However, after having a little faith and trusting the process, I received the results intended. My loan was approved! I have to say OppLoans is available for you and a company you can trust. Thank you OppLoans!

I applied and have bad credit I was denied …

Won't affect credit score they don't run ck.

You dont have to get an eBay gift card. They can send a check or direct deposit your approved loan amount.

Great rates with good credit possibly, but if your credit is not so good. I highly doubt the rates will be great.

They don't need your bank password if all they can do is call the bank. Check are supposed to be deposit electronic no need for password or account username.

Did I get the loan

No.

I’m in Florida, so I know they operate here. Start your online application and if your state isn’t in the drop down menu, it would stand to reason that they don’t operate in your state. I would just give it a go. Especially if you really need funds now.

If your just paying the standard amount don't forget you still have interest, that's why if possible you should pay a little more to start knocking down your actual loan and interest

Yes just contact them cuz I've had to contact them about something and they took care of it then you should have no problem

The customer service is great very friendly and treat you with respect. Explain how the loan work. And make sure you understand when your payments are due. Explain if you run into a problem how to inform them of when you would make payment. I found all her information helpful.

I personally am not sure. I would think that you could but I'm not 100% positive of that. I haven't ever had more than 1 loan with this company at the same time. Sorry I couldn't be of more help to you

Main Corporate office is Chicago. Looks like they now have an additional office in Nevada.

Idk...I don't work with them either just been a customer for 2 years ..I've never had issue with them if you call im sure there customer service could help you with that

most definitely this is a really professional company they also report to the credit bureau so make sure you make your payments on time should you receive any

If I remember right, the option started appearing 3 to 5 months in via email and/or text on my first loan. It likely depends on payment history, amount of loan, and time left before payoff. That loan was an $800 loan.

No and you will be charged 3× the ammount borrowed

Must have a verifiable bank account in your name...whether jointly or individual..

Hi Mirna, I can assure you OppLoans is not a scam! CEO, Jared

Hi Zoe, we are not a scam! Our model helps middle class consumers who lack access to traditional financing in emergencies. We aim to get you the best product for your risk profile, rehab your credit, and graduate you out of the product in short order. Would love to see if we can help! CEO, Jared

Don't speak Spanish

Not all the way sure. But I do know with this particular loan company you have to make @ least $1500 a month & have a checking account. But just apply & see what happens you can call their 800 number as well & talk to someone... Hope this helps..

The product is a much less costly alternative than a payday loan, auto title loan, or bank overdraft fee. However, it's still an emergency, short term credit option and should only be considered when all other options have been exhausted. There are no prepayment fees and all payments are reported to the credit bureaus (except in Texas and Ohio). All loans are also fully amortizing so each payments contains material principal pay-down. Please give us a call if you have any additional questions! We are known for our outstanding customer service.

To be honest I haven't heard of those but I found out about Opploans from Credit Crama. I'm to scared to try anything else out.

OppLoans requires all customers to have a bank account. The cash is sent directly to your account.

Yoi can log back in and check, or.you could call them. Their customer service is great! There isn't a long wait time either.

It depends my payment stayed the same ...

I just selected "other"

I think its 6 months of on time payments but it may be fewer than that.

I believe it is VERY unsafe that before I’m even approved,I’m being asked for routing and account number...it stopped me dead in my tracks.. I have no money fo take anyways lol and if you want my identity.well good luck with that one..lol kidding...but jokes aside..I refuse to enter my checking account and routing number before even speaking to someone.

The sooner you refinance, the sooner you will get the cash. But you will owe interest from the day on which you get the cash. You should refinance now if you need the money now, but you should wait and save some money on interest if you don't need the cash now.

Hi Jalen. We are open Mon-Fri from 7am-7pm CDT, and from 9am-4pm Saturdays and Sundays. We were closed on Monday in observance of Memorial Day. If you call back right now one of our Loan Advocates should be able to help you immediately. - Sal Hazday, COO

They do offer ACH withdrawal

the next business day

By the next day if you apply before 7pm weekdays

I have a 368 score, I just got approved yesterday. Received funds today.

Courtney was great

Their great my bff and myself have a loan out with OppLoans.. Their super easy and affordable payments.. Based on how you get paid..

Yes

Yes, you can prepay at ANY time without penalty.

We do not currently serve PA. Please check back frequently for updates to our state footprint.

Loans are a available based on your pay and how you get paid (weekly, bi-weekly, monthly, etc.). It's a quick process. Just go online, sign up. The sooner you get your process started, the quicker you get your loan deposited into your account. Mine was there the very next day.

THE

A few mins. And in 2 days or less money in your bank. Couldn't be happier

I don't think so, the app is on line. You can do it all on line. It's easy.