Evergreen Home Loans Boise NMLS 9040

Category: Mortgage lender

Address: 3515 E Overland Rd, Meridian, ID 83642, USA

Phone: +12083214300

Opening hours

Sunday: Closed

Monday: 8AM–5PM

Tuesday: 8AM–5PM

Wednesday: 8AM–5PM

Thursday: 8AM–5PM

Friday: 8AM–5PM

Saturday: Closed

Reviews

Karen Stevens

Oct 7, 2022

Kendra and Britnee were great! Super helpful throughout the whole process. Would recommend!

Vance Lichtenberger

Sep 27, 2022

Kendra is a total master! She’s a complete expert and can figure out any situation I’ve ever thrown at her. Thanks so much Kendra and Evergreen for the awesome work!

Nydia Banda

Sep 3, 2022

Best blessing ever expected Very Grateful. Jenny Finley and staff were very knowledgeable in all aspects kept us informed in every detail of our housing purchase. Can't Thank you enough Ms. Jenny

Jennie Finlay

Aug 31, 2022

Sam's team is top notch. They have system's and strategies that keep all parties informed and every piece of the transaction moving forward. Sam and his team are extremely knowledgeable and informative!

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Questions & Answers

Can refinancing remove private mortgage insurance (PMI)?

Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021
Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021

Homeowners could potentially remove PMI with a refinance if they meet certain criteria. Removing PMI can help reduce your monthly mortgage payment and save you money over the life of the loan. Restrictions and limitations apply. Please ask your local Evergreen loan officer for more information

Can first-time homebuyers build a house?

Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021
Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021

First-time homebuyers could be eligible for a construction loan to build a home. There are several construction home loan options available to help homebuyers build their dream home. Contact an Evergreen loan officer to learn more.

Why should I refinance now?

Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021
Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021

A refinance could benefit you by lowering your monthly mortgage payment, saving on interest over the life of the loan, or potentially tapping into your home equity and using the cash for planned or unplanned expenses. Contact an Evergreen loan officer to learn if now might be a great time to refinance.

What types of home loans are available for first-time homebuyers?

Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021
Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021

There are a variety of home loan options available for first-time homebuyers. These include no- or low-down payment options, down payment assistance programs, and other niche programs. Contact an Evergreen loan officer to learn more about buying your first home.

What types of home loans require no down payment?

Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021
Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021

There are home loan options that require no down payment including VA and USDA home loans. Borrowers must meet certain eligibility criteria in order to qualify for a VA or USDA loan. There are also some down payment assistance programs which can help homebuyers with the down payment. Contact your local Evergreen loan officer to see which home loan options may be right for you.

Can a refinance closing be done electronically?

Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021
Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021

At Evergreen, we’re proud to offer Evergreen Advantage™ which combines our signature customer service with an exclusive technology platform. This allows our customers to finance and often close their home loan electronically.

Will refinancing my home loan save me money?

Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021
Evergreen Home Loans Boise NMLS 9040 | Oct 11, 2021

A refinance could save you money by reducing your interest rate. This could help lower your monthly mortgage payment or save on interest over the life of the loan. Contact your local Evergreen loan officer for a complimentary review of your home loan to see if a refinance could help you save money.

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