Perry & Carroll Inc

Category: Insurance agency in Elmira, New York

Address: 100 W Church St #102, Elmira, NY 14901, USA

Phone: +16077344291

Opening hours

Sunday: Closed

Monday: 8AM–4:30PM

Tuesday: 8AM–4:30PM

Wednesday: 8AM–4:30PM

Thursday: 8AM–4:30PM

Friday: 8AM–4:30PM

Saturday: Closed

Reviews

Near Westside

Oct 11, 2022

Always great service and fast responses to any and all our questions!

Mary

Sep 16, 2022

Even though we no longer live in the Elmira area, we intend to keep our insurance at P&C because of how we are treated. Your staff are always competent, responsive and professional.

Chuck Annis

Sep 12, 2022

Had a very good experience

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Questions & Answers

What do I do if I have an auto claim?

Perry & Carroll Inc | Oct 10, 2020
Perry & Carroll Inc | Oct 10, 2020

Gather important information from the scene of the accident, including street names, intersections, and witness’s contact information. Make sure to collect information from all other parties involved, including names, addresses, phone numbers, license numbers, car plate numbers, auto insurance policy information, and anything else that pertains to the accident. Report the claim immediately Promptly comply with any instructions given to you by your insurance carrier NOTE: New York State requires you to report a loss and submit all paperwork needed to process the claim within a limited number of days. Full compliance with these standards will help ensure your claim is settled quickly and smoothly, as well as expedite your payment. Use MV-104 Form.

What is the difference between replacement cost and market value on a home policy?

Perry & Carroll Inc | Oct 10, 2020
Perry & Carroll Inc | Oct 10, 2020

Replacement Cost: The cost it would take to rebuild your home from from scratch. This figure includes factors like similar materials, degree of craftsmanship, roofing costs, exterior features, heating/cooling systems and more. Non-material costs are considered as well, including the costs of permits, fees, debris removal, contractor labor, overhead and profit. Market Value: The cost you paid for the house at the time you bought it. This is calculated by factors such as neighborhood, home values around you and the real estate market.

Do I need flood insurance?

Perry & Carroll Inc | Oct 10, 2020
Perry & Carroll Inc | Oct 10, 2020

The short answer is “Yes.” There is always a potential for flooding but only certain situations require flood insurance. If the house you are purchasing is in a specified flood zone, you are required to have coverage in order to get a federally backed mortgage. But if you are not in a high-risk area, we still recommend you get coverage, but you are not required to have it.

What is umbrella insurance?

Perry & Carroll Inc | Oct 10, 2020
Perry & Carroll Inc | Oct 10, 2020

An umbrella policy provides an extra layer of coverage when your standard liability coverage is exhausted.

apply for low cost health insurance

lisa zobel | Oct 10, 2020
Perry & Carroll Inc | Oct 10, 2020

Hello & thank you for your question. Please give our office a call directly and we would be happy to provide you with more information on our health insurance services! 607.734.4291

How to reapply for low cost health insurance

lisa zobel | Oct 10, 2020
Perry & Carroll Inc | Oct 10, 2020

Hello & thank you for your question. Please give our office a call directly and we would be happy to provide you with more information on our health insurance services! 607.734.4291

What info do you need to get insurance quotes

ruby sampson | Oct 11, 2019
Perry & Carroll Inc | Oct 10, 2020

Thanks for your question! Please give our office a call directly at 607.734.4291 and we will be happy to assist you with any of your insurance needs!

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