Address: 3000 Douglas Blvd Ste 220, Roseville, CA 95661, USA
Phone: +19167964223
Sunday: 8AM–5PM
Monday: 8AM–5AM
Tuesday: 8AM–5PM
Wednesday: 8AM–5PM
Thursday: 8AM–5PM
Friday: 8AM–5PM
Saturday: 8AM–5PM
Rod Cockrum
Recently did a refinance with Beth and her attention to detail, sensitivity and Timeliness with all matters were a 10 out of 10. The thing I like most about the service Beth provided was her personable approach, offering honest options. I recommend and plan to use Beth in the future for Home Mortgage needs.
Dani Pless
I tried working with other lenders they were not helpful, did not seem to have time for me or want to show me programs that fit my needs. Then I found Beth and she is amazing! She was patient worked with me and my Mom found us the right loan program and got us into a home. We could not be happier. I will never use anyone else. Beth knows her stuff. You would be smart to work with her.
Shaded
Beth has been wonderful she helped me get financed for my first home. She is definitely amazing process was so stress free :)
Christina Salas Ham
Beth is extremely communicative via email text and phone. If you are new to the loan process she will walk you through making you feel comfortable and confident in the process. I've used her for a few transactions and would highly recommend her to anyone!
Thanks! Your review is awaiting moderation.
Refinancing happens on an existing mortgage. Essentially, you trade the original debt obligation in for a new one. Refinancing is beneficial for borrowers to create a more convenient payment schedule, a lower interest rate or a different term. When considering refinancing on your mortgage, consider the closing costs associated with getting a new loan.
Principal, Principal is the amount of money you borrowed to buy your house, or the amount of the loan that you have not yet repaid. Interest Property Taxes Homeowners Insurance Mortgage insurance HOA Fees if applicable (Homeowners Association fees or Condominium Fees)
The Escrow Holder collects the Buyer's down payment and the Lender's loan funds. At the closing, using all funds collected, the Escrow Holder pays the Seller's loans, liens, and Vendor bills approved by parties. The Grant Deed is recorded at the County Recorder office and is officially on public record.
Home buyers don't pay realtor fees in California. Instead, the seller covers both the listing agent fee and the buyer's agent fee as part of the sale proceeds
Get pre-approved before you start house hunting. This ensures you know exactly what your budget is and you-re ready to make an offer when you find the perfect home.
DTI is a measure of your monthly debt compared to your monthly income, calculated by your monthly debt divided by your monthly gross (pre-tax) income. DTI is one of the factors used to determine how much you can afford in a monthly mortgage payment
The fees and charges that are paid at the closing of a real estate transaction. These fees come from third parties who perform services to finalize the transaction and home loan and may range from approx.. 3-6% of the home purchase price.
An earnest money deposit is a check that you write to a seller when you make an offer on a home. Most earnest money deposits are equal to 1 – 3% of the home’s value. An earnest money deposit tells the seller that you’re serious about buying their home. If the seller accepts your offer, your earnest money deposit goes toward your down payment at closing.
An appraisal is a rough estimate of how much your home is worth. Mortgage lenders require that you get an appraisal before you sign on a home loan. The appraisal assures the lender that they aren’t loaning you more money than what your home is worth. Your lender may help you by scheduling an appraisal, done by an independent third party.
Thanks! Your answer is awaiting moderation.
Thanks! Your question is awaiting moderation.