Bob Walker, Loan Officer NMLS ID# 280977

Category: Mortgage broker

Address: 26625 Carmel Center Pl Suite 100, Carmel-By-The-Sea, CA 93923, USA

Phone: +18312367826

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

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Questions & Answers

Is it worth waiting to save up for a larger down payment?

Google User | Oct 9, 2021
Alex Zalamov | Oct 9, 2021

Not usually. At an average home appreciation rate the homes are increasing in value faster that the rate of most borrowers savings.

Do you think interest rate will go up soon?

Google User | Oct 9, 2021
Alex Zalamov | Oct 9, 2021

I think they will hold steady through the end of this year, Then we might start to see some slight increases.

How long is my pre-approval valid for?

Google User | Oct 9, 2021
Alex Zalamov | Oct 9, 2021

90 day if the financial information does not change

How much are the loan costs?

Google User | Oct 9, 2021
Bob Walker, Loan Officer NMLS ID# 280977 | Oct 9, 2021

This will very based on loan size but as a percentage around 1.75-2.25 % of the loan amount for all costs.

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