OneMain Financial

Category: Loan agency

Address: 630 Lillington Hwy #104, Spring Lake, NC 28390, USA

Phone: +19104977141

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

Terry Deetz

Nov 9, 2021

I'm a happy one main client, they really helped when I needed it

Leanna Winston

Jul 14, 2021

Appreciated all the help that Katie did to ensure my current loan paid off. In doing this way authorize me to obtained a new loan and my payment was still kept within a good price range. Thank Again for your help.

Tonya Caballero

May 1, 2021

M'Shelle and Rachel were amazing! Quick service with care for the customers. And let's not talk about how easy the online application process was. Thank you ladies so much for everything!

Sarah Franklin

Dec 15, 2020

The people are very nice and helpful. But the interest rate is ridiculous. It is way too high. They make money on your loan double to what you borrow.

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Questions & Answers

How do I make a payment?

OneMain Financial | Oct 8, 2021
OneMain Financial | Oct 8, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Spring Lake branch.

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Oct 8, 2021
OneMain Financial | Oct 8, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Oct 8, 2021
OneMain Financial | Oct 8, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Spring Lake branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Spring Lake OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Oct 8, 2021
OneMain Financial | Oct 8, 2021

At the Spring Lake, North Carolina, OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

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