Metropolitan Mortgage Corporation

Category: Mortgage lender in Kansas City, Missouri

Address: 7280 NW 87th Terrace Suite 200, Kansas City, MO 64153, USA

Phone: +18553132480

Opening hours

Sunday: Closed

Monday: 8AM–5:30PM

Tuesday: 8AM–5:30PM

Wednesday: 8AM–5:30PM

Thursday: 8AM–5:30PM

Friday: 8AM–5:30PM

Saturday: Closed

Reviews

Kamlidevi Prasad

Sep 19, 2022

Metropolitan Mortgage was very helpful in securing the desired mortgage for the property I was acquiring. They were consistently available for any questions or needs I had as a buyer and very helpful, professional and informative throughout the entire process. I would highly recommend them to anyone looking to experience a smooth and comfortable loan process I plan to use them again in the future.

}Karan Soni

Sep 19, 2022

The Woodruff team turned around our loan promptly in a very competitive real estate environment. Using Metropolitan Mortgage was the best mortgage experience that we've had and we will continue to use them in the future. Thanks!

Karishma Prasad

Sep 19, 2022

I had a great experience with Metropolitan Mortgage. Rick and his team were super easy to work with and made the whole process run smoothly. I would recommend reaching out to them if you have any home loan needs. They even helped after the closing of another transaction for me. Thanks, Metropolitan Mortgage.

Miller

Sep 9, 2022

Rick and his team, once again, exceeded our expectations in the home buying process! This is our second home purchased through Rick and his team at Metropolitan Mortgage. They went above and beyond to make sure we were kept informed throughout the entire process and went the extra mile to answer questions and work out any kinks in the road.

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Questions & Answers

Do you offer FHA lenders services?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to offer FHA lenders services in Kansas City, MO.

Do you serve Pleasant Valley, MO?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to serve the entire area of Pleasant Valley, MO.

Do you offer consultations about FHA loans?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Hi, yes we do. All of our specifics can be found here https://www.emetropolitan.com/about-us/contact-us/ .

Do you offer mortgage broker services?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to offer mortgage broker services in Kansas City, MO.

Will renovations increase the value of my property?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Renovation transforms your dull house into an attractive property. It maximizes the curb appeal of your home in every aspect. However, you must be cautious, some remodeling ideas may reduce the property value. For instance, do not customize your house too much. If your property is for sale, then try not to decorate the interior with a personalized touch. In that case, the buyers won’t find comfort inside your house.

How to cancel private mortgage insurance (PMI) on conventional loans?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

To cancel Private Mortgage Insurance (PMI) that you pay on your Conventional mortgage loan, you must be up to date with your monthly payments. And you have to reach the date when the principal balance of your mortgage is scheduled to fall to 80 percent of the original value of your home. For more fresh information, please, contact Metropolitan Mortgage Corporation.

Do you have a monthly payment calculator online tool?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we do. You can find all the details following this URL https://www.emetropolitan.com/mortgage-calculator/.

How do I qualify for a Kansas City home loan online?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Online preapproval is quick and easy with our 5-minute application. The online application will cover basic borrowers’ information. A lender pre-approval is not a final approval. Your application will need to be underwritten before receiving a final loan commitment from our office. Check out the different types of financing and use our live mortgage calculator to run a monthly payment. After reviewing today’s competitive interest rates and save money.

Does mortgage pre-approval affect credit scores?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

The impact on your credit score is usually less than 5 points. However, a credit inquiry can have a greater impact when you have already applied with multiple credit types.

What is the difference between pre-approval vs. qualification?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Prequalification is a verbal assessment of whether your debt-to-income ratio fits the loan program guidelines. Getting a pre-approval, on the other hand, involves the same steps as a loan application. You’ll provide detailed information about your income and assets that will be reviewed by an automated underwriting system (AUS).

How long does a pre-approval letter last?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Typically, the letter is good for up to 120 days from the date the credit report is obtained. You would need to close on your dream home within this time period. To extend the expiration date of the letter is simple. We will need to re-pull credit, obtain updated pay-stubs, and bank statements.

How long does pre-approval take?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

A mortgage pre-approval letter will typically take one business day. Your letter will be emailed and will also include an Initial Fee Worksheet (IFW).

What documentation is needed to get pre-approved?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

The lender will need to review your financial information. Such as: your income, assets, and credit history. This will determine the types of first mortgages you are eligible for when buying a new home in Kansas City.

What do I need to know about mortgage pre-approval?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

The main reason is that with pre-approval, both you and your lenders know exactly what your budget is. Shopping for a new home should be an exciting time in your life. But worry over price can put a real damper on moving day. If pre-approval is done, the realtors will be more willing to work with you and search for a new home. They will know that a trusted lender has reviewed your income, assets, credit and you are qualified and ready to purchase.

Do you offer consultations?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Hi, yes we do. All of our specifics can be found here https://www.emetropolitan.com/

Do you serve Blue Springs, MO?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to serve the entire area of Blue Springs, MO.

Do you serve Riverside, MO?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to serve the entire area of Riverside, MO.

Do you serve Kansas City, MO?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to serve the entire area of Kansas City, MO.

Do you offer VA home loans?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to offer you VA home loans in Blue Springs, MO.

What's the best method to contact you if I have questions about your VA home loans?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Hi, the best way will be to go to this URL https://www.emetropolitan.com/

Do you offer mortgage lender services?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to offer you our mortgage lender services in Riverside, MO.

What's the best method to contact you if I have questions about your mortgage lender services?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Hi, the best way will be to go to this URL https://www.emetropolitan.com/

Do you offer FHA loans?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Yes, we are proud to offer you FHA loans in Kansas City, MO.

What's the best method to contact you if I have questions about your FHA loans?

Metropolitan Mortgage Corporation | Oct 4, 2021
Metropolitan Mortgage Corporation | Oct 4, 2021

Hi, the best way will be to go to this URL https://www.emetropolitan.com/

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