Josie Polk - State Farm Insurance Agent

Category: Insurance agency in Overland Park, Kansas

Address: 11020 Quivira Rd, Overland Park, KS 66210, USA

Phone: +19134699010

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Konnie Lancaster

Sep 23, 2022

I love my State Farm office (Josie Polk)! I have been with the same office for about 20 years. I have never had a bad experience, and everyone is always very helpful and replies to emails and calls promptly. I have auto, home, life, and boat policies. I highly recommend Josie Polk and her State Farm office.

Trey Baumert

Sep 22, 2022

Love working with this agency!! Highly recommend to anyone wanting great customer service and great rates as well.

Alexa Brooks

Sep 21, 2022

The team was great! So helpful at going over my options and answering the different questions I had. They are very knowledgeable on the industry and product offerings and really wanted to help me get the best deal I could. I saved money switching from previous provider even with better coverage. Such a different experience from other agents I’ve worked with and I’ll be choosing State Farm for all of my insurance going forward!

Ashley Hannahan Edler

Sep 16, 2022

I have been with this State Farm office for over 20 years and have nothing but good things to say. Always have a great experience with Josie and team. They are helpful, nice and great to work with.

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Questions & Answers

What factors influence car insurance rates?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

How much insurance coverage should I have on my home?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What can I do on the State Farm mobile app?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

State Farm accepts most major credit and debit cards.

How do I download the State Farm mobile app?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What coverage is provided under homeowners policy?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

What if I have a vehicle that's not listed on the Vehicle Type section?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

Does my homeowners insurance cover detached structures on my property?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What is the difference between sending my quote and purchasing with an agent?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What if I have more than four vehicles or four drivers in my household?

Josie Polk - State Farm Insurance Agent | Jul 6, 2022
Josie Polk - State Farm Insurance Agent | Jul 6, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How can I pay for my insurance if I decide to purchase it online today?

Josie Polk - State Farm Insurance Agent | Oct 4, 2021
Josie Polk - State Farm Insurance Agent | Oct 4, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Josie Polk - State Farm Insurance Agent | Oct 4, 2021
Josie Polk - State Farm Insurance Agent | Oct 4, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Josie Polk - State Farm Insurance Agent | Oct 4, 2021
Josie Polk - State Farm Insurance Agent | Oct 4, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Josie Polk - State Farm Insurance Agent | Oct 4, 2021
Josie Polk - State Farm Insurance Agent | Oct 4, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Josie Polk - State Farm Insurance Agent | Oct 4, 2021
Josie Polk - State Farm Insurance Agent | Oct 4, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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