American Financial Solutions llc: Insurance Agency

Category: Insurance agency in Waterbury, Connecticut

Address: 48 Meriden Rd, Waterbury, CT 06705, USA

Phone: +12037064015

Opening hours

Sunday: Closed

Monday: 9:30AM–4:30PM

Tuesday: 9:30AM–4:30PM

Wednesday: 9:30AM–4:30PM

Thursday: 9:30AM–4:30PM

Friday: 9:30AM–4:30PM

Saturday: Closed

Reviews

Roderick Freeland

Mar 17, 2022

Great people I’ve been with them for years over 16 years they know my kids and my family they are now my family I trust him with my kids

Traci Mortagua

Mar 8, 2022

Family owned,very caring and go out of the way to be helpful

Ray C

Jan 13, 2022

I’ve dealt with most of the people working there and everyone is very helpful. Most recently Art called me to say that he could save me money with the car and house ins. He spent a great deal of time with me and I was so excited that he saved me about $450 from the previous year. I would definitely recommend this company American Financial Solutions

Michael La Tulippe

Nov 19, 2021

American Financial Solutions offers excellent service in both tax prep and insurance needs. Owner and staff are very personable and will talk to you and explain anything you have questions on. If you choose to go to them for your insurance needs; they will shop your policy around to make sure you get the lowest deal and at the time for renewal, they'll shop around to make certain you getting the best possible value. Amazing company which puts the customer first!!!

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Questions & Answers

Are they amazing?

Lucas Somma | Oct 4, 2018
Traci Eburg | Oct 4, 2018

Absolutely, they treat you like family

What happens if you don't have renters insurance?

Auto Body Shop Fort Myers | Apr 6, 2022
William Jones | Apr 6, 2022

If you don't have renters insurance, you could be held liable for any damages that occur to your rental unit or the contents of it. You could also be responsible for any injuries that occur to others on your property. Renters insurance can help protect you from financial ruin in the event of an accident or natural disaster. It's important to talk to an insurance agent to find out what coverage is right for you.

What should I look for when buying renter's insurance?

General Contractor Burnaby | Apr 6, 2022
William Jones | Apr 6, 2022

When buying renter's insurance, it's important to consider the value of your belongings. The insurance should cover the cost of replacing your belongings if they are damaged or stolen. Additionally, you should look for an insurance policy that includes liability coverage in case someone is injured while visiting your home. Renter's insurance also typically covers costs associated with living expenses if you are forced to evacuate your home due to a natural disaster. To find the best renter's insurance policy for you, it's important to compare quotes from multiple insurers. American Financial Solutions llc: Insurance Agency can help you compare rates from top providers and find the policy that best fits your needs.

Why do some apartment complexes require tenants to have renters insurance in the US?

Pensacola Solar Panels LLC | Apr 6, 2022
William Jones | Apr 6, 2022

Some apartment complexes in the United States require tenants to carry renters insurance. This is because renters insurance protects the tenant financially in case of damages to the rental unit or personal belongings. The coverage also typically includes liability protection, which can be important if the tenant is sued for damages caused to someone else on the property.

How do I know if I need small business insurance?

Laura Mastrianna | Feb 5, 2022
Laura Mastrianna | Feb 5, 2022

There is no universal answer to this question since it depends on the type of business and the state in which it is located. Generally, businesses are required to have liability insurance to protect themselves from potential lawsuits. Some states also require businesses to have workers’ compensation insurance, which provides benefits to employees who are injured or become ill as a result of their job. Other types of insurance that businesses may be required to have include property insurance and automobile insurance. It’s important for business owners to consult with an insurance broker or agent to determine the specific types of coverage that are required in their state

What insurance is a business required to have?

American Financial Solutions llc: Insurance Agency | Feb 5, 2022
American Financial Solutions llc: Insurance Agency | Feb 5, 2022

There is no universal answer to this question since it depends on the type of business and the state in which it is located. Generally, businesses are required to have liability insurance to protect themselves from potential lawsuits. Some states also require businesses to have workers’ compensation insurance, which provides benefits to employees who are injured or become ill as a result of their job. Other types of insurance that businesses may be required to have include property insurance and automobile insurance. It’s important for business owners to consult with an insurance broker or agent to determine the specific types of coverage that are required in their state.

Should you take a defensive driving course to lower car insurance costs?

Laura Mastrianna | Feb 5, 2022
American Financial Solutions llc: Insurance Agency | Feb 5, 2022

Defensive driving means you get behind the wheel prepared to employ specific driving strategies to address the unexpected on the road, keeping yourself and others safe. Defensive driving training prepares you for things like inclement weather and other drivers who make poor decisions behind the wheel. It emphasizes avoiding distractions (like your cell phone) and being prepared for anything while your car is in drive..

How much does credit score affect auto insurance rates?

Laura Mastrianna | Feb 5, 2022
American Financial Solutions llc: Insurance Agency | Feb 5, 2022

Your credit-based auto insurance scores affect your auto insurance rate much like you would expect your credit scores to affect your interest rate on a new loan. Insurance scores affect your auto insurance rate in a predictable manner. The better your insurance scores are, the lower your auto insurance rate will typically be. On the other hand, if your insurance scores aren’t doing well, your auto insurance rate will likely be higher. Of course, credit-based insurance scores are only one of many factors that determine the rates you might be offered and only if insurance companies can use them. Read More on this at this blog - https://www.americanfinancialsolutions.net/auto-insurance/how-much-does-credit-score-affect-auto-insurance-rates/

How can I save money on car insurance?

Laura Mastrianna | Feb 5, 2022
American Financial Solutions llc: Insurance Agency | Feb 5, 2022

The first way to save on car insurance is consider the type of coverage that you need. There’s no sense in paying for features that you don’t need, and you may be able to save money by choosing a policy that doesn’t include collision or comprehensive coverage. If your car is older or isn’t worth very much, you may want to drop these coverages altogether. Read More on this at this blog https://www.americanfinancialsolutions.net/auto-insurance/save-money-on-car-insurance/

How long do I need coverage?

maria wil | Aug 4, 2022
American Financial Solutions llc: Insurance Agency | Aug 4, 2022

This is a great question, and unfortunately, there is no easy answer. The amount of coverage you need depends on a variety of factors, including your age, health, lifestyle, and income.

What Factors Will Affect my Coverage and Price?

lily tho | Aug 4, 2022
American Financial Solutions llc: Insurance Agency | Aug 4, 2022

There are a lot of factors that can affect your coverage and price when it comes to insurance. Here at American Financial Solutions, we specialize in finding the right coverage for our clients at the best possible price.

What is the Claims Process Like?

george bro | Aug 4, 2022
American Financial Solutions llc: Insurance Agency | Aug 4, 2022

When you have a insurance claim, your first step is to call your insurance company. Your second step is to contact American Financial Solutions llc: Insurance Agency. We will help you through the entire process, from start to finish.

How Will my Coverage Apply to Off-Site Events?

sean wil | Aug 4, 2022
American Financial Solutions llc: Insurance Agency | Aug 4, 2022

Coverage for off-site events is usually included in most insurance policies. However, it's important to read your policy closely to determine what is and is not covered.

Is renter's insurance a waste of money?

Debris Removal Service Canton | Apr 6, 2022
William Jones | Apr 6, 2022

There is no one-size-fits-all answer to this question, as the cost and value of renter's insurance will vary depending on the specific situation. However, in general, renter's insurance can be a wise investment for those who rent their home or apartment. Renter's insurance can provide financial protection in the event of damage or loss to your belongings, and can also offer liability coverage in case someone is injured while at your residence. This type of policy can also be helpful if you need to temporarily relocate due to a natural disaster or other unforeseen event.

Should I require my tenant to have renter's insurance?

Landscaper Kingston | Apr 6, 2022
William Jones | Apr 6, 2022

Yes, you should require your tenant to have renter's insurance. Renter's insurance is a type of property casualty insurance that covers the theft of, or damage to, a tenant's personal belongings while they are living in a rental property. It also provides liability protection in the event that someone is injured on the property and sues the tenant. Many landlords require their tenants to have renter's insurance as a condition of renting their property, and for good reason. Renter's insurance can help protect both the landlord and the tenant in the event of a loss or injury. Landlords should contact their own insurance company to find out if they need to purchase additional coverage for rental properties.

Can you get evicted for not having renters insurance?

Vending Machine Supplier Bloomington | Apr 6, 2022
William Jones | Apr 6, 2022

In a word, yes. Renters insurance is not a legal requirement in most cases, but landlords can and do evict tenants for not having it. Landlords often require renters insurance as part of the lease agreement, and they have the right to evict tenants who don't have it. Rental property owners face significant financial risks if something happens to the property, and insurance helps protect them from those risks. That said, there are some states that have laws preventing landlords from evicting tenants for not having renters insurance. So check with your local housing authority to find out if this is the case in your area.

Why should you care if your tenants have renters' insurance?

Auto Body Shop Fort Myers | Apr 6, 2022
William Jones | Apr 6, 2022

There are a number of reasons why you should care if your tenants have renters' insurance. For one, it protects their belongings in case of fire, theft, or other damage. It also protects them financially if they are held liable for damages to the rental property or for injuries to someone else on the premises. Finally, it gives you peace of mind knowing that your tenants are protected in case something goes wrong.

Why should landlords require renters insurance?

Lawn Care Service Waco | Apr 6, 2022
William Jones | Apr 6, 2022

If you don't have renters insurance, you may be held responsible for any damages that occur to your rental property. You may also be liable for any injuries that occur on your property. Renters insurance can protect you from these risks and more. American Financial Solutions llc: Insurance Agency can help you find the right policy for your needs.

Does everyone in an apartment need renters insurance?

Dinner Theater Kapolei | Apr 6, 2022
William Jones | Apr 6, 2022

No, not everyone in an apartment needs renters insurance. However, we strongly recommend that all tenants consider obtaining a policy. Renters insurance provides protection for your personal belongings in the event of a fire, theft, or other covered disaster. It also covers you financially if you accidentally damage your landlord's property. Many landlords require their tenants to carry renters insurance as a condition of their lease agreement.

Commercial Umbrella Insurance Waterbury Ct What Is Commercial Umbrella Insurance?

Laura Mastrianna | Mar 7, 2022
American Financial Solutions llc: Insurance Agency | Mar 7, 2022

Commercial Umbrella insurance for businesses near Waterbury, Ct is another layer of protection for your company. When a claim reaches the liability limit on an underlying insurance policy, such as commercial general liability insurance, a commercial umbrella insurance kicks in to provide further liability coverage.

What is professional liability insurance vs general liability?

Laura Mastrianna | Mar 7, 2022
American Financial Solutions llc: Insurance Agency | Mar 7, 2022

The most significant distinction between general liability and professional liability is the kinds of risks they cover. General liability covers bodily injuries and property damage in addition to physical dangers. Professional liability, on the other hand, protects you against more abstract hazards such as mistakes and omissions in the services your firm provides.

How do I get cheap car insurance with a suspended license?

Laura Mastrianna | Mar 7, 2022
American Financial Solutions llc: Insurance Agency | Mar 7, 2022

It might be difficult to get auto insurance while your license is suspended. Some insurers may refuse to provide you coverage, and the ones that do will typically charge a lot more than other companies. However, if you're shopping for insurance while you wait for your driving privileges to be reinstated, there are still methods you can use Shop around and compare rates: Look for deals: Add yourself to an existing policy:

How much does business insurance cost?

Laura Mastrianna | Feb 5, 2022
Laura Mastrianna | Feb 5, 2022

There is no one answer to this question, as the cost of business insurance can vary greatly depending on the size and nature of your business, as well as the coverage you choose. That said, a basic liability insurance policy for a small business can run anywhere from $100 to $1,000 per year. It’s important to note that business insurance is not just for businesses that are in high-risk industries. Every business should have some form of liability insurance to protect itself against potential lawsuits. So no matter what type of business you own, it’s wise to speak with an insurance agent to find out what coverage is best for you.

What Does Connecticut Car Insurance Cover?

Laura Mastrianna | Feb 5, 2022
Laura Mastrianna | Feb 5, 2022

Your Connecticut Auto insurance can help you cover different costs if you get into an accident. American Financial Solutions LLC offers different car insurance coverages that you can add to your policy, such as: Medical payments coverage No-fault insurance Collision coverage Comprehensive insurance Auto glass insurance Car insurance towing coverage Rental car insurance Bodily injury liability insurance Auto property damage liability Uninsured/underinsured motorist insurance coverage Gap insurance

What are the two types of business insurance?

Laura Mastrianna | Feb 5, 2022
Laura Mastrianna | Feb 5, 2022

There are two types of business insurance: property and liability. Property insurance covers damage to or loss of your company’s physical property, such as its building and furniture. And liability insurance covers your company’s legal responsibility for the harm it may cause to other people or their property. For example, if you’re sued because one of your employees causes an accident while driving on the job, liability insurance would help cover the costs of that lawsuit.

What Does Renter's Insurance Cover?

Laura Mastrianna | Feb 5, 2022
Laura Mastrianna | Feb 5, 2022

Renter’s insurance is an insurance policy that can cover theft, water backup damage, certain natural disasters, bodily injuries and more in a rented property. If you rent an apartment, home or even a dorm, renters’ insurance is recommended for protecting your space and belongings in the event of a covered accident.

What does business insurance cover?

Marianne Russell | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

There are many types of business insurance, and each one provides a different level of coverage. Some of the most common types of business insurance include property insurance, liability insurance, and workers' compensation insurance. American Financial Solutions llc: Insurance Agency can help you choose the right business insurance policy for your company. They have years of experience working with businesses in all industries, and they can help you find

Why do I need business insurance?

Jeannie Chapman | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

There are a number of reasons why you might need business insurance. For one, if something happens to your business—a fire, for example, or a theft—insurance can help you recover financially. Insurance can also help protect your business from liability claims, which can be expensive to defend and even more expensive to pay out. For more information on what types of business insurance might be right for your company, contact an insurance agent like American Financial Solutions llc. They can help you assess your risks and find the coverage that’s best for you.

What are the main purposes of life insurance policy?

Sylvia Black | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

There are many purposes of life insurance policies, but some of the most common ones include providing peace of mind for the policyholder and their loved ones, protecting assets, and providing funds for beneficiaries in the event of the policyholder's death. American Financial Solutions llc is a full-service insurance agency that can help you find the right life insurance policy to meet your needs and protect your loved ones.

What is the important of insurance?

Carrie Hall | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

Insurance is important for a number of reasons. First, it protects you financially in the event of an accident or other unforeseen event. Without insurance, you could be on the hook for thousands of dollars in medical bills or property damage. Insurance also gives you peace of mind knowing that you're covered if something goes wrong. Finally, some employers require employees to have insurance, so it may be necessary for work. American Financial Solutions llc: Insurance Agency can help you find the right policy to fit your needs and budget.

Why Do People Look For Insurance Ratings and Reviews?

Jessie Sullivan | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

People look for insurance ratings and reviews to help them make informed decisions about which insurance company is right for them. American Financial Solutions llc is a trusted source for insurance ratings and reviews. They provide honest, unbiased information so that you can make the best decision for your needs.

What Types of Events Does Renters Insurance Cover?

Marina Brooks | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

Renters insurance can help protect you and your belongings in the event of a fire, theft, or other covered loss. If you're looking for coverage, American Financial Solutions llc: Insurance Agency can help. They offer renters insurance policies from several top-rated insurers, so they can find the right coverage for your needs and budget.

How can I save money on car insurance?

Roberta Mckinney | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

American Financial Solutions llc: Insurance Agency is an independent insurance agency that can help you compare rates and find the best deal on car insurance. They work with a variety of insurers, so they can find the policy that's right for you.

What is auto insurance?

Lydia Mason | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

Auto insurance is a type of insurance coverage that helps protect drivers and their vehicles from financial losses in the event of an accident. It can cover things like medical expenses, damage to your car, legal fees, and more. American Financial Solutions llc: Insurance Agency is a great place to get auto insurance. They offer affordable rates and coverage that meets your needs.

Is it time for me to consider life insurance?

Brenda Terry | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

It depends on a few factors, including your age, health, and whether you have any dependents. Generally speaking, though, life insurance is something that's recommended for everyone. American Financial Solutions llc is an insurance agency that can help you determine how much coverage you need and find the right policy for you.

What car will you be insuring?

Michele Smith | Sep 5, 2022
NURHANNA TOMAWIS | Sep 5, 2022

At American Financial Solutions llc, they insure all types of cars. Whether you have a new car or an older model, they can find the right policy for you. They work with a variety of insurers, so they can get you the best rates possible.

Am I getting coverage with full living benefits?

albert smi | Aug 4, 2022
American Financial Solutions llc: Insurance Agency | Aug 4, 2022

t depends on the specifics of your situation and what type of policy you have. However, we can give you some general information that may be helpful.

What is an auto insurance score?

freddie sac | Apr 6, 2022
William Jones | Apr 6, 2022

An auto insurance score is a measure of how risky you are to insure. It's calculated by insurers based on information in your credit report. A high score means you're a low risk and will likely get a lower premium, while a low score means you're a high risk and will likely pay more for car insurance. There are several factors that go into your auto insurance score, including your credit history, the number of accidents you've been in, and the number of tickets you've received. So if you're trying to lower your premiums, make sure to keep your credit clean and drive safely!

What are the functions of auto insurance?

freddie sac | Apr 6, 2022
William Jones | Apr 6, 2022

There are a few things you can do to save on your car or auto insurance. First, consider shopping around for a policy. There are many different companies that offer insurance, and each one has different rates. Second, consider raising your deductible. This will raise your monthly premiums, but it will also lower your overall costs if you have to make a claim. And finally, ask about discounts. Many companies offer discounts for things like good grades or safe driving records. If you're looking for a great deal on car insurance, be sure to check out American Financial Solutions LLC. We offer some of the best rates in the business, and we're always happy to help our clients save money. Give us a call today!

What are good ways to save on auto or car insurance?

William Jones | Apr 6, 2022
William Jones | Apr 6, 2022

There are a number of ways to save on auto insurance. One is to shop around and compare rates from different insurers. Another is to choose a vehicle that is less likely to be stolen or involved in an accident. You can also reduce your premium by agreeing to pay a higher deductible. Finally, many insurers offer discounts for things like taking defensive driving courses or installing certain safety features on your car. talk with an agent at American Financial Solutions LLC: Insurance Agency to learn more about how you can save on your auto insurance policy.

What should a person know before becoming an insurance agent?

freddie sac | Apr 6, 2022
William Jones | Apr 6, 2022

There are a few things to consider before becoming an insurance agent. One is that you should have a good understanding of the products that you are selling. You should also be comfortable speaking with people and be able to build relationships. It's also important to be organized and have good customer service skills. If you're interested in becoming an insurance agent, American Financial Solutions llc can help. We offer training and support so that you can succeed in this industry. Contact us today for more information.

Does landlord insurance cover tenant damages?

freddie sac | Apr 6, 2022
William Jones | Apr 6, 2022

Landlord insurance does indeed cover tenant damages in most cases. However, it is important to note that coverage may vary depending on the individual policy. Some policies may exclude certain types of damages, such as those caused by negligence or intentional acts. It is always best to check with your insurance provider to see what exactly is covered under your policy. American Financial Solutions llc: Insurance Agency has years of experience handling landlord insurance claims and can help you get the coverage you need to protect your investment property. Give us a call today for a free consultation!

What is small business insurance?

Car Wash Fort Worth | Apr 6, 2022
William Jones | Apr 6, 2022

Small Business insurance defends businesses against disasters or losses suffered in the passage of their normal activities, especially when the business faces a compensation request. Covers include expert indemnity insurance, public mortgage insurance, and employers' liability insurance. Small business insurance is there to help you in the case of unexpected claims for losses or damages. Some models of cover are a legal necessity, like employers' liability insurance if you employ any staff and motor insurance if you use vehicles for work. Other needs depend on your business.

How does life insurance work?

Car Wash Fort Worth | Apr 6, 2022
William Jones | Apr 6, 2022

Life Insurance is a contract between the insurance company & policyholder in which the latter guarantees payment to the beneficiaries upon the death of the insured.

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Can a landlord force a tenant to buy a renter's insurance?

walter mit | Apr 6, 2022
Roderick Freeland | Apr 6, 2022

Yes

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