Kathy Herm - State Farm Insurance Agent

Category: Insurance agency in Bakersfield, California

Address: 6515 Panama Ln Ste 104, Bakersfield, CA 93313, USA

Phone: +16618321020

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Alisa Johnson

Aug 9, 2021

I had an electrical main box burn up and they kept telling me it wasn't covered due to it not damaging my house. She kept telling me I had a high deductible. She didn't want to put in a claim due to the high deductible and it may not be covered! It did affect my house as there was no AC or electricity for 2 weeks! In the middle of summer. Not happy with them

don sears

Apr 5, 2021

Kathy Herm and her team are awsome ! Very helpful and very friendly. I highly recommend them.

Carlo Kilmer

Mar 30, 2021

The BEST customer service I have EVER experienced. Lydia is so patient and kind. Combined with Tiffany makes them a great team. I appreciate yall🙏💐💐

Dj Crane

Mar 22, 2021

State Farm is one of the best insurance companies ever. Their rates are affordable and their coverage is spot on! They are helpful and so nice. I especially think our agent shawna is the best! She makes things so simple and is always so kind. Would definitely recommend them 💯

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Questions & Answers

What factors influence car insurance rates?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Can I pay by phone or mail instead of online?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What is the difference between sending my quote and purchasing with an agent?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Why should I sign up for the Paperless Notice of Privacy Policy?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

Is my payment information secure on your website?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What can I do on the State Farm mobile app?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How do I download the State Farm mobile app?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I use my check card or debit card?

Kathy Herm - State Farm Insurance Agent | Jul 3, 2022
Kathy Herm - State Farm Insurance Agent | Jul 3, 2022

State Farm accepts most major credit and debit cards.

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