Ferrari Lending

Good question! You should at least have: 1) If you and your spouse are applying for the loan, social security numbers for both you and your spouse 2) Consecutive pay stubs for the last month 3) Copies of your checking and savings account statements for the past 6 months 4) Evidence of any other assets like bonds or stocks 5) List of all credit card accounts and the approximate monthly amounts owed on each 6) List of account numbers and balances due on outstanding loans 7) Copies of your last 2 years' income tax statements Depending on your lender, you may be asked for other information/documents too.

Yes. Your credit doesn't have to be perfect to purchase a home. Difficult financial situations are often because of illness, divorce, or temporary unemployment. If you can demonstrate that the problem was in the past, and you have been able to re-establish a good track record for a sufficient amount of time, you may be in a good position to get a mortgage loan.

1. One loan application. 2. Shop with multiple wholesale lenders. 3. Higher approval rate. 4. Specialize in mortgages. 5. Offer wholesale rates. 6. Close loans in 20 days or less.

A good start is, you try our mortgage calculators to see how much mortgage you could pay. You are also welcome to contact us using any of the methods provided on the menu.We will help you evaluate your loan potential. We are in the business and know what kinds of mortgages programs are out there and can help you choose a program that might be right for you. Another good idea is to get pre-qualified for a loan. That means you apply for a mortgage before you actually start looking for a home. Then you'll know exactly how much you can afford to spend, and it will speed the process once you do find the home of your dreams.

A qualified broker work with you to choose the best loan program and interest rates available to you. You then need to provide a list of the documents/documentation needed to complete your loan and once this is done your final loan papers are signed by you and you get a date when the loan will be completed.

You need a valid passport and 30% down.