Vince Ovecka - State Farm Insurance Agent

Category: Insurance agency in Philadelphia, Pennsylvania

Address: 456 E Girard Ave, Philadelphia, PA 19125, USA

Phone: +12157390800

Opening hours

Sunday: Closed

Monday: 9AM–6PM

Tuesday: 9AM–6PM

Wednesday: 9AM–6PM

Thursday: 9AM–6PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Miriam Marshall

Aug 17, 2022

Look no further. You cannot possibly find a better insurance resource. Anywhere. Ever. So lucky that we found you all those years ago. A big fat giant thank you for all that you do. Really don't know how you do it.

Sam DeFilippo

Aug 16, 2022

We switched to State Farm from Liberty Mutual due to our new apartment having specific requirements for our renters insurance. We were referred to Vince's team and I have had the pleasure of working with both Becky and Linda. They have been super helpful and patient with all of my questions, especially regarding my auto insurance, and I couldn't be happier with the switch! If you need any assistance I highly recommend getting in touch with this team :)

Becky Martinez

Aug 10, 2022

Over a decade of great experience with both staff and services.

Christopher Canary

Aug 1, 2022

We switched to State Farm several years ago and saved a substantial amount of money on our premiums. When my car was hit by another motorist last week, I wasn’t sure what to expect, but I can say now I could not be happier with the way I was treated throughout the claims process. My agent, Becky, was extremely helpful in guiding me through filing a claim, the customer service was friendly and the communication was timely throughout the process, and my claim team went to bat for me and determined that the other driver was at fault, so my deductible will be reimbursed and my premiums won’t go up! Obviously no one plans to have a car accident, but what a relief to know I have these folks in my corner!

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Questions & Answers

What factors influence car insurance rates?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

Does my homeowners insurance cover detached structures on my property?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What if I have more than four vehicles or four drivers in my household?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What can I do on the State Farm mobile app?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

State Farm accepts most major credit and debit cards.

How much insurance coverage should I have on my home?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

How do I download the State Farm mobile app?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022
Vince Ovecka - State Farm Insurance Agent | Jun 30, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021
Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021

State Farm accepts most major credit and debit cards.

When does my coverage start?

Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021
Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

I changed my mind about purchasing this insurance. What should I do?

Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021
Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021
Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021
Vince Ovecka - State Farm Insurance Agent | Sep 28, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

Can i get a insurance card sent to my phone so I can get my car inspected

Francis Gallagher | Sep 29, 2019
dwiGht williams | Sep 29, 2019

Yes

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