Auto City Credit

Category: Used car dealer in Dallas, Texas

Address: 6575 C F Hawn Fwy, Dallas, TX 75217, USA

Phone: +12143988204

Opening hours

Sunday: Closed

Monday: 9AM–7PM

Tuesday: 9AM–7PM

Wednesday: 9AM–7PM

Thursday: 9AM–7PM

Friday: 9AM–7PM

Saturday: 9AM–7PM

Reviews

Denise Johnson

Sep 29, 2022

Excellent customer service

MeMe Queen B

Sep 11, 2022

Can you get a car here if you from Louisiana

Mz Dee

Sep 7, 2022

Steve I just want to thank you and Auto City for looking out for your girl. Trade in was easy and I love my car!!!

214_BLkQueen _

Sep 6, 2022

Steve was very helpful and got me the car I wanted!!

Thanks! Your review is awaiting moderation.

Questions & Answers

Can I get a Car with 500 down ???

Debra Olvera | Sep 29, 2018
Auto City Credit | Sep 29, 2019

Kelly Thornsberry, as you know, that is absolutely not true. As three of the four answers say, yes, you can get a car for as little as $500 down. We sell vehicles every day with $500 down, in fact, we have an online application that can get you fully approved before you even come in, if that is what you want. Check out our reviews. One after the other talks about how they were able to buy a newer, nicer vehicle, with a 24 month/24 thousand mile limited warranty, 24/7 roadside assistance, three days to change your mind, no questions asked, even $15 oil changes for as long as you own the vehicle, all for only $500 down. We wish you the best Ms. Thornsberry.

Read More

The actual value of some of these cars versus the Kelly Blue Book value is pretty atrocious to me. Anybody care to explain?

Asia Tahara | Sep 29, 2018
terrence lewis | Sep 29, 2018

Well they want you to finish paying the car no more than 3 years... we're paying the interest really... the car is not is not the price listed

I couldn't ask for a better place to go to.they help me get what I wanted and I was up front about why my credit was not any good anymore. And they worked with me .and all my family go here.have for many years.very nice PEOPLE and will help you just

Barbara Hackett | Sep 29, 2018
Auto City Credit | Sep 28, 2020

Hi Barbara, we appreciate you taking time out of your day to leave a review. Our goal is to always put the customer first and we're happy to hear we exceeded your expectations. Thank you again for your business!

Will yhey work with you if you have repo on your credit?

Christopher Smith | Sep 29, 2018
Pennie Graves | Sep 29, 2018

Yes ask for steve he will do his best to get you in a ride and if you tell him pennie graves sent you there . we both get benafits if you by a car ill even give you 20.00 cash if you give him my name let me know if you do deside to check suto city out go to the one on lake june and 175 other side of thr service road iam buying my second truck from there now P.S. dont forget pennie has 20.00 if you ask and buy from steve good luck on get into a car its best to have around 500.00 and job info

Read More

Will my car payment be expensive if my credits low

Mary Cantrell | Sep 29, 2018
Keith McKeague (Bear) | Sep 29, 2018

They have car payments that range from $150 to $250 bi weekly. it depends on how much you put down, the price of the car you are buying and how many months they can finance you for which depends on your income and stability. It costs nothing to check it out. they want to sell you a car

Read More

Do they want you to have insurance on the car before you leave off the lot

Dez Rhodes | Sep 29, 2018
LoRanda Johnston | Sep 29, 2018

No they provide insurance for the vehicle

Read More

Can I get a vehicle if I have cash and no proof of income still

Ivy Rischer | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Our awesome customer Princess Moni is absolutely correct. If you are paying cash, you have no obligation to show us proof of income. We hope to see you soon! Call 214-398-8204 and any sales person would be glad to help you.

Read More

Can it be possible to get a truck with 500 for Down payment

Derrick Alexander | Sep 29, 2019
Auto City Credit | Sep 28, 2020

Thanks for asking. About half our inventory can be purchased for as little as $500 down, and it does not mean at all that your payments will be that as well. We will work dilignetly with you, find the vehicle that matches your style and budget and we specialize in helping great folks with past credit issues, rebuild their credit, one payment at a time. Call us at 214-398-6063 or submit a finance application on line. Its only a few questions to get started.

Read More

Can you go and make your car payment at the location of auto city that you got your car? If not then how?

DLM | Apr 1, 2022
reggie davis | Apr 1, 2022

Yes you can pay at the location or at the concord location I know it's one on Buckner but I'm sure they have other locations

Read More

What all do I need to drive off the lot?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Most times when someone asks this question it’s because they are used to having to pay a bunch of extras, in addition to the down payment, once they get to the dealership. Not at Auto City Credit. The only money you will have to pay when you come in is your down payment. Not a penny more.

Do I have to have good credit to qualify for a vehicle?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

No. Auto City Credit is a Buy Here, Pay Here Dallas used car dealership that provides in-house financing. That means no banks or manufacturer’s financing. We make getting approved very easy, even with bad credit or no credit at all.

Do you have cars for 500 down?

Lisa Bell | Sep 29, 2019
Auto City Credit | Sep 29, 2019

Thanks for checking us out. About half our inventory can be purchased for as little as $500 down, and it does not mean at all that your payments will be that as well. We will work dilignetly with you, find the vehicle that matches your style and budget and we specialize in helping great folks with past credit issues, rebuild their credit, one payment at a time. Call us at 214-398-6063 or submit a finance application on line. Its only a few questions and you don't need to upload any documents....https://www.autocitycredit.com/finance/

Read More

Can i get a truck with my trade in

wendy byrum | Sep 29, 2019
Strephen Provost | Sep 28, 2021

If I want 2 use my trade but I dont live in town how will that work

Read More

500 down on what kind of name cars?

Felicia Stafford | Sep 29, 2019
Auto City Credit | Sep 29, 2019

We have over 240 vehicles in inventory in just about every brand of vehicle you might want. Any vehicle can be purchased for $500, it depends on income and the vehicle.

I have allot of question

Victoria Wright | Sep 29, 2019
Auto City Credit | Sep 29, 2019

we would be happy to answer them for you Ms. Wright, if you would please call us and any associate would be more than happy to help. We appreciate any opportunity to earn your business. Number to call is 214-398-6063

Read More

Can i get a Car Without a License frkm Auto City?

Imjakam | Sep 29, 2018
Auto City Credit | Sep 29, 2018

Absolutely. All we require is a photo ID, i.e. state issued ID, passport, etc.

Read More

Do they do credit checks?

Meagan Jacobs | Sep 29, 2018
Auto City Credit | Sep 28, 2020

A credit check is part of the process, but we do not make a decision based entirely on that score. With proof of income we can work with customers with many kinds of credit. Fill out our online pre-approval form to get started: https://www.autocitycredit.com/finance/ Or give us a call at (214) 398-8204 to learn more about how Auto City Credit can help.

Read More

Do auto city offer trade ins

Bre Holley | Sep 29, 2018
Oelius Evans lll | Sep 29, 2018

Yes but make sure you get a fair amount on your trade

Read More

Do you have to have license or can you use yuor ID?

Verlinda Green | Sep 29, 2018
Honey Love | Sep 29, 2018

U can use your Id or Dl

Read More

Can I buy an car with an international driving licence?

Dr Rohan Kulur | Sep 29, 2018
Oelius Evans lll | Sep 29, 2018

Yes you can buy a car with a international drivers license

Read More

Do you report to the Credit Bureau?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Yes. Auto City Credit reports to Experian so your on-time payments can go a long way towards improving your credit score.

How much do I need to put down?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Auto City Credit has hundreds of vehicles that can be purchased for just $500 down, which is our minimum required down payment. Down payments can vary depending on the vehicle and the applicant.

Do I have to have insurance before I can drive off the lot?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Most times we do not require coverage before driving off the lot. Auto City does require that you carry some sort of comprehensive insurance covering the vehicle at all times, however, we give you 14 days from the date of sale to either purchase your own from an outside insurance company or purchase our CPI coverage. There are a few types of vehicles that typically require that you have insurance before driving off the lot, your salesperson can provide more information about that. The benefits of our CPI coverage include: - No qualifying which means No down payment is required - Low premiums - $500 Deductible All drivers included - No DMV check - No license required - Immediate coverage

What documents do you require?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Proof of income – 2 to 3 of your most recent paycheck stubs or bank statements, or use our Income Verification Tool and avoid documents altogether. Proof of residence – A piece of mail with your name and home address on it, preferably a utility bill or lease agreement. Photo ID – Driver’s license, State issued photo ID, passport, etc

Do you do a credit check and will it affect my credit score?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Auto City does what’s called a Soft Pull. Our main purpose is just to confirm you are who you say you are and to gauge your stability. Soft Pulls do not affect your credit score.

What all do I need in order to apply?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Auto City Credit makes it quick and easy to apply right from your phone. Our application is only a few questions and no documents are needed upfront. Once your application is received, a member of our approval department will reach out to review it with you and schedule an appointment. It’s that easy.

Do I need a driver’s license to purchase a car?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

No. Auto City Credit does not require that you have a driver’s license when purchasing a vehicle from us. Any state or federally issued photo ID will do.

What is your return policy?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Auto City Credit provides a 3-day Love it or Leave It guarantee. If you are not totally satisfied with your purchase, return it within three (3) days for a complete refund or trade it for a comparable vehicle.

Does Auto City Credit have warranties?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Auto City Credit is one of the few buy here, pay here dealerships offering a 2 Year or 24,000-mile warranty on most of our vehicles. Warranties will vary by certain types of vehicles. Specific warranty details are provided on our website on each vehicle detail page.

Do I have to live in the Dallas / Ft. Worth Area?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Since we provide in-house financing, we do require that you live within 100-130 miles of the Dallas / Ft. Worth area for at least 6 months.

How much would my payments be?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

The answer to that depends on many things: The price of the vehicle The size of your downpayment The finance term, interest rate, etc. Most of these questions will need to be answered once you arrive at the lot and decide on a vehicle, however, we’ll work with you and your budget to keep your payments affordable. Payments can vary significantly, however, they typically average between $180 and $250 bi-weekly.

I have repossessions on my credit, can I still purchase a vehicle?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Yes. Repossession, charge-offs, divorce, old bankruptcies, etc are all things we can work with, as long as you let us know about them. Approval is not guaranteed, however, Auto City Credit understands that bad things happen to good people which is why our focus is on your future, not your past. By financing through Auto City Credit, your timely payments can help improve your credit and recover from these situations.

How important is my credit score?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Your credit score is not as important as a good job and a stable residence, whether it is 415 or 715. Our focus is on your future, not your past, and how we can help get you there. Approval is not guaranteed, but we can work with customers with a wide range of credit scores thanks to our flexible in-house financing.

What are your minimum financial requirements?

Auto City Credit | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Auto City Credit requires you to be at your current job for at least one (1) month, and that your income from that job be a least $2,000 per month. We also require at least six (6) months of residency within 100 miles of the DFW area. A driver’s license is not required however, you will need to have a photo ID. These are the primary requirements. There may be others depending on your specific situation. The best place to start is with our easy online application. Once you have completed the application, one of our specialists will be in touch with you with additional information.

Can i get a car 900 down

Ava Lewis | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Absolutely you can. We have over 100 vehicles that qualify for that down payment. Newer, low miled vehicles and most come with a 2 year / 24,000 mile limited warranty! www.autocitycredit.com

What are the Covid safety practices like here?

Anonymous | Sep 28, 2022
Auto City Credit | Sep 28, 2021

All of our staff are required to wear facemasks at all times, customers are encouraged to do the same, but not required, and all surfaces are cleaned and sanitized as often as possible.

Can I still get a car if I don’t have a co-signer if it’s my first car

Tyra Varnado | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Tyra, we love first time buyers. We base our decisions on your stability....time on the job, steady income, steady residency, things like that. When you apply, we only do a soft pull so really you have nothing to loose by submitting an application and lets see if we can't get you your first shinny new car! https://www.autocitycredit.com/finance/

Read More

If I want to use my trade in but I dont live in town how will that work

Strephen Provost | Sep 28, 2021
Auto City Credit | Sep 28, 2021

Hey there Strephen, thanks for reaching out to us. We do take trade-in's but in order to get you approved for financing, we do require that you live within 130 miles of the Dallas/Ft. Worth Area. If you do, please visit our website for more information www.autocitycredit.com .

If I put $500 down will I have a reasonable car note.

Ann Martin | Sep 28, 2020
Auto City Credit | Sep 28, 2020

Auto City Credit works with our customers to find the best payment solution for their budget. Your regular payment is effected by a few factors, like the size of your down-payment and the value of the vehicle. Give us a call at (214) 398-8204 to learn more about what Auto City Credit can do for you.

Read More

If I have a very good cosigner with down payment will that be more effective

Michael Smith | Sep 28, 2020
Lakendra Fullylove | Sep 28, 2020

I went with 500$ down and no license and got a car

Read More

Can i use my paper id to get a car

Rich Family | Sep 28, 2020
Auto City Credit | Sep 28, 2020

All we require is a photo ID, i.e. state issued ID, passport, etc.

Read More

What all i need to get car...

Mariana Hernández | Sep 28, 2020
Auto City Credit | Sep 28, 2020

Thanks for the question. You can find out everything you need to bring with you to get pre-approved here: https://www.autocitycredit.com/buy-here-pay-here/

I have an open car loan I paid my car in advance and it broke down shortly after and doesn’t not work I wanted to just purchase another vehicle before it gets repossessed is that possible or will you add on balance to new car loan

Carmen Dawson | Sep 28, 2020
Auto City Credit | Sep 28, 2020

Carmen, we can indeed with you in your current situation. We have several options for you. Please call us, we'd love to help. 214-398-8204

Read More

Your Buckner location said that i couldn’t use my parent as a co-signer, I’m only 19. Is that the case at this location as well?

nakeisha harris | Sep 29, 2019
Dralon Evans | Sep 29, 2019

You should be able to use your parent as a cosigner if their credit or proof of income is ok. Ask for Fred at the Lancaster location

Read More

I have two cars finance at this time. Balance on one is 22,000.00 and 4,000.00 on the other. Will they finance another for me? I bought a car from them and paid it off many years ago

Gene Pailin | Sep 29, 2019
Auto City Credit | Sep 28, 2020

Every customer's situation is different. Give us a call at (214) 398-8204 to talk with us and we can start finding a solution for you.

Read More

Do you have to have drivers license

Damon Toney | Sep 29, 2019
Auto City Credit | Sep 28, 2020

All we require is a photo ID, i.e. state issued ID, passport, etc.

Read More

I have a 510 credit score. Can get me into a vehicle

Ali Chow | Sep 29, 2019
Auto City Credit | Sep 29, 2019

We have the most awesome customers, Thanks Mr. West. Your credit score isn’t important. We look for a steady job for at least 4 mths, monthly income of at least $1,800, and that you’ve lived within 70 miles of the DFW area for at least 6 months. Other than that, you just need a photo ID and a down payment. We make it easy! If you meet these qualifications, we would love the opportunity to earn your business. click here: http://autocitysalesteam.com/sales-portal.html

Read More

Can I get a car for 300 down payment

David Arterbury | Sep 29, 2019
James Barrett | Sep 29, 2019

No 500

Read More

How much are the down payment on a car

David Arterbury | Sep 29, 2019
Auto City Credit | Sep 28, 2020

About half our inventory can be purchased for as little as $500 down, and it does not mean at all that your payments will be that as well. We will work diligently with you, find the vehicle that matches your style and budget and we specialize in helping great folks with past credit issues, rebuild their credit, one payment at a time. Call us at 214-398-6063 or submit a finance application online. Its only a few questions to get started: https://www.autocitycredit.com/finance/

Read More

After the down payment is taken is the first note due within the same month or is there at least a month late in which another payment due ? Also if anything under the hood goes wrong how is the repairs and payments done ?

Rocquel Taylor | Sep 29, 2019
Auto City Credit | Sep 29, 2019

Your first payment is due within 15 to 21 days of purchase, depending on your pay period at work. Most vehicles come with a 24 month/24 thousand mile limited warranty, which covers most major components of the vehicle. Any warranty repairs are done at no cost to you with the exception of a $100 deductible. Provided your account is in good standing at the time and you have a valid Texas Drivers license and stand liability insurance in your name, we may be able to provide you with a loaner vehicle free of charge for warranty repairs. We the only buy here pay here that offers our Love it or Leave It program, which gives you THREE DAYS to change your mind, no questions asked. Bring it in and we'll trade you out. We also have the highest paying customer referral program in the business. For each new customer you refer, you get a $200 account credit. Refer just 10 and we pay off your car and give you the title!!! It's called 10 & DONE!

Read More

Do y'all expect S.S.I

Helen Ranson | Sep 29, 2019
Auto City Credit | Sep 29, 2019

Yes Ma 'am we do.

I need a car this weekend ASAP! I got $700 to put down bc this happened too suddenly.. I gotta get to work Monday morning. Will this be enough?

Adrean Buckley | Sep 29, 2019
Eduardo Vazques | Sep 29, 2019

Depends on the car, your credit, and how long youve been working at your job for

Read More

I want to buy a car here but I have a repo and bad credit . I want a crushed 200 or a 2014 something . Will I need to bring more than 500 ??

Laniesha Lee | Sep 29, 2018
terrence lewis | Sep 29, 2018

Based on your situation the more money you bring the better chance you have you can and will get approved but if you just take 500 you have a lower chance other than that great cars great people great service

Read More

Does $500 down include the tax title & license?

kidd shay | Sep 29, 2018
kidd shay | Sep 29, 2018

Thank you i will be there next week

Read More

I bought my car from auto city a little over a year ago, I’ve had nothing but oil leaks from the engine,and white smoke coming from the tail pipe which they repaired,now I have another oil leak coming from the same place,can I trade it in to you guy

Dedrick Watson | Sep 29, 2018
Pennie Graves | Sep 29, 2018

My answer is if authority repaired it and it leaks in the same place seems like that would have a warranty on the work that they did for you and should guarantee their work stand behind it take it back to Auto City if has been to long between the time that they fixed it in and now that it's broke

What all do you need to purchase a car at Auto City?

Mike Larry | Sep 29, 2018
Beverly Harris | Sep 29, 2018

$500 down and go see Steve at the 6575 C.F.Hawn Freeway he was really good.

Read More

I have an Illinois state id can I still put down on a car?

Jabrea Bright | Sep 29, 2018
nina vick | Sep 29, 2018

My license is expired will they take that

Read More

I just leased a car from Auto City on Friday and for some reason it keeps shutting off why is that?

Tiffany Rivera | Sep 29, 2018
Lynda Thomas Bryan | Sep 29, 2018

Hum. When that happened to me it was a Dodge Durango and it turned out to be the key. They disconnected the aftermarket alarm and rekeyed it. Key was $400.00. What kind of car?

I live in Shreveport, LA. Do finance Louisiana residents

Greg Horton | Sep 29, 2018
Keith McKeague (Bear) | Sep 29, 2018

No, must live within 60 miles of dealershipl

Do y need a driver lincess

Sheryl Reyes | Sep 29, 2018
Auto City Credit | Sep 28, 2020

All we require is a photo ID, i.e. state-issued ID, passport, etc.

Read More

Do they do in house financing?

Larry Parker (SpartanXpill) | Sep 29, 2018
Keith McKeague (Bear) | Sep 29, 2018

Williams is not giving you the full story for her situation. Your job IS your credit. That doesn't mean other things aren't important, it just means that if you want a vehicle that's more expensive than what you are approved for, then other factors need to be considered. it's common sense. The better you look on paper, the more vehicle you can buy. Doesn't mean though that with bad credit you can't get a great car with afforable payments, because you can. They want to set you up to succeed, not fail. they try to sell you the best car you can afford so that you will make the payments and improve your credit score down the road.

Read More

How much u do u need to put down

Marco Garcia | Sep 29, 2018
Honey Love | Sep 29, 2018

500 down

Read More

Do they have nice cars for 500.00 down

Latricia Reed | Sep 29, 2018
Allison “Allie” Farar | Sep 29, 2018

The more money you make and your credit makes the down payment 500.00. Normally you put down more but you never know. I've never seen anyone required to pay more than 1000.00 down.

Read More

Bought a car today thanks to Gustavo b for helping me he was great n deliver wonderful customer service go check him out and make sure you say Xavier refer you

Xavier Powell | Sep 29, 2018
Auto City Credit | Sep 28, 2020

Thanks for the feedback, Xavier, we're happy you had a great experience at Auto City Credit!

Do you have to have a drivers license to buy a car at auto city

Jessica Morris | Sep 29, 2017
Dr Rohan Kulur | Sep 29, 2018

Can I buy a car with an international driving licence?

Read More

Thanks! Your answer is awaiting moderation.

Thanks! Your question is awaiting moderation.

Related Places