Central Coast Federal Credit Union

Category: Federal credit union

Address: 900 S Main St, Salinas, CA 93901, USA

Phone: +18313933480

Opening hours

Sunday: Closed

Monday: 10AM–4PM

Tuesday: 10AM–4PM

Wednesday: 10AM–4PM

Thursday: 10AM–4PM

Friday: 9AM–6PM

Saturday: Closed

Reviews

Darla Jensen

Sep 3, 2022

Six weeks ago my CCFCU debit card was compromised. I reported it immediately & canceled the card! Went that same day picked up the SPD report & handed it over to the teller! Filled out the appropriate paperwork! Called three times to 'follow up' on the fraud/investigation & still NO ANSWER as to what is going on!!! Very unsatisfied with their CUSTOMER SERVICE! Seriously considering closing my Accounts & my mother's account! ( Between her & my accounts withdrawals/closed accounts will be substantial)...

Sarah Reitmayer

Aug 19, 2022

***Keep looking for a new credit union. This place is not as good as it once was**** The new logo is sad. The old one was a reflection of the central coast and made it truly feel like a part of our community. The new logo does not feel like home. It feels like a business that doesn’t know my community. I can see that perhaps this credit union is ending its era in being my bank for the past 15 years or so. It was a really good bank. I’ve had horrible experiences lately with bankers who could not help me and a manager not knowing banking laws. This frightens me and lowers my confidence in this credit unions ability to meet my banking needs. I had a situation recently where they unnecessarily held my money for longer than they had to. They would not help me, even when I quoted banking laws off the American Banking Association website. The manager admitted he had no idea what the difference was between a regular bank and a credit union nor the structure of a credit union. They did not understand nor care about my rights nor what to do with my money. The manager even spoke with me in teenage level sarcasm. They refused to do the actions I requested them to do saying they didn’t know how or it wasn’t something they did when they’ve done them before and they were within my rights. I will be pulling my account soon. CCFCU is changing. It’s not the credit union I absolutely fell in love with when I first signed up 15 years ago. I don’t feel comfortable having my money somewhere that does not understand banking policies and laws. When I told the manager that I wished to close my account due to their service he responded “go ahead…”. I felt like he didn’t care whether I came or went. That is not the friendly caring customer service I’ve received from CCFCU all these years. I’m truly disappointed.

Ron Concepcion

May 31, 2022

Excellent service

Catalina Cruz-Martinez

Feb 16, 2022

LOVE LOVE the employees (EXTREMELY friendly and helpful) always so welcoming!!

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Questions & Answers

Are part of Bay Federal

Elena G | Sep 28, 2019
Central Coast Federal Credit Union | Sep 28, 2019

We are not part of Bay Federal but you may use our ATMs surcharge free since we are also part of Coop network.

Yes I have a question when people go to new bank like you guys does people change new credit card and new check account and close account from another bank?

Ronald Concepcion Jr | Sep 28, 2018
Central Coast Federal Credit Union | Sep 28, 2018

Hi Ronald, Thanks for the inquiry. If you decided to close both checking and credit card then yes you may also get both of these services with us. You don't necessarily have to close them right away and you can have both open at two banks at the same time. Some banks will allow you to keep one service open with them but some don't. Either way, we can can guide you in moving all services with us. Thanks.

What do you need too open an account?

Cristina Razo | Sep 28, 2018
Central Coast Federal Credit Union | Sep 28, 2018

Hi Cristina, Thanks for the interest in becoming a member. So long as you live, work, study and worship within Monterey County then you meet our membership criteria. You may start your application online via www.centcoastfcu.com and we will send you the list of required documents such as two forms of government ID's. We hope so see you soon. Thanks.

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