Evergreen Home Loans Yuba City NMLS 229091

Category: Mortgage lender

Address: 815 Plumas St, Yuba City, CA 95991, USA

Phone: +15308220600

Opening hours

Sunday: Closed

Monday: 8AM–5PM

Tuesday: 8AM–5PM

Wednesday: 8AM–5PM

Thursday: 8AM–5PM

Friday: 8AM–5PM

Saturday: Closed

Reviews

Tina Rose

Aug 2, 2022

Kathy is amazing and so knowledgeable. I would recommend her services to my friends and family.

Learning Hacks

May 14, 2022

A professional team that knows their job well. Personal recommendation for ‘Ben Bhangu’, his team is worth it! Always felt comfortable talking to Ben. (MTA)

Rebecca A

Dec 28, 2021

Kathy was so much more than a loan agent. She cares about her client's and would do everything in her power to help you!! Day or night she was always there when I needed something.. When you work with her its like working with family. Im am so blessed to have found such a great lady. Your an angel Kathy 👼

Julie Cruz

Oct 10, 2021

Great response time to any questions I had. Very polite and it was easy.

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Questions & Answers

Can refinancing remove private mortgage insurance (PMI)?

Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021
Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021

Homeowners could potentially remove PMI with a refinance if they meet certain criteria. Removing PMI can help reduce your monthly mortgage payment and save you money over the life of the loan. Restrictions and limitations apply. Please ask your local Evergreen loan officer for more information

Can first-time homebuyers build a house?

Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021
Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021

First-time homebuyers could be eligible for a construction loan to build a home. There are several construction home loan options available to help homebuyers build their dream home. Contact an Evergreen loan officer to learn more.

What types of home loans require no down payment?

Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021
Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021

There are home loan options that require no down payment including VA and USDA home loans. Borrowers must meet certain eligibility criteria in order to qualify for a VA or USDA loan. There are also some down payment assistance programs which can help homebuyers with the down payment. Contact your local Evergreen loan officer to see which home loan options may be right for you.

Can a refinance closing be done electronically?

Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021
Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021

At Evergreen, we’re proud to offer Evergreen Advantage™ which combines our signature customer service with an exclusive technology platform. This allows our customers to finance and often close their home loan electronically.

Will refinancing my home loan save me money?

Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021
Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021

A refinance could save you money by reducing your interest rate. This could help lower your monthly mortgage payment or save on interest over the life of the loan. Contact your local Evergreen loan officer for a complimentary review of your home loan to see if a refinance could help you save money.

Why should I refinance now?

Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021
Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021

A refinance could benefit you by lowering your monthly mortgage payment, saving on interest over the life of the loan, or potentially tapping into your home equity and using the cash for planned or unplanned expenses. Contact an Evergreen loan officer to learn if now might be a great time to refinance.

What types of home loans are available for first-time homebuyers?

Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021
Evergreen Home Loans Yuba City NMLS 229091 | Sep 27, 2021

There are a variety of home loan options available for first-time homebuyers. These include no- or low-down payment options, down payment assistance programs, and other niche programs. Contact an Evergreen loan officer to learn more about buying your first home.

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