OneMain Financial

Category: Loan agency

Address: 7864 Gall Blvd, Zephyrhills, FL 33541, USA

Phone: +18137885859

Opening hours

Sunday: Closed

Monday: 8:30AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 8:30AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 8:30AM–5:30PM

Saturday: Closed

Reviews

David Crandall

Aug 9, 2022

Never was a negative tone always headed in my direction in a positive way!

Karthik Kompella

Jul 25, 2022

Horrible service to customers. I was given with two loan options, I asked if I can take 7-10 days of time to think about the loan and get back with my selection between the options. However, when I called back the 6th day to confirm my option, I was told that respective employee who worked on this case is on a leave and they are short staffed. My file as they mentioned it, can only be looked into by the same employee who went out on leave. I dialed in the subsequent week to check if the employee returned and she was able to attend my call and informed me that the “Validity” of my hard inquiry is expired and they need to pull a new hard inquiry on my credit to see if I’m eligible which is basically asking me to start over.. I basically lost about 6-7 points for the initial hard pull no without much option left I am forced to have another hard inquiry to lose more points.. Looking back at the situation, I regret severely that I chose one main financial out of all the creditors.. the apr too doesn’t seem very great and overall turned out to be very bitter experience. I feel that rules of this company are purely in favor of the organization and they have not put much thought into making it easier for customer to make a transaction. Very disappointed to say the least.

Kathleen Freddino

Jan 25, 2022

you all were fantastic and thank you

Frances

Nov 2, 2021

2nd dealing with 1 main@this location-loan docs completed in no time flat! Excellent explainations on what my options were,efficient,friendly,attentive staff from the manager on down.A truly painless experience!

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Questions & Answers

How do I make a payment?

OneMain Financial | Sep 25, 2021
OneMain Financial | Sep 25, 2021

Making a payment is easy. You can make a payment anytime by logging in to your account online or on the OneMain mobile app. We also accept payments by mail, at participating retailers or over the phone on our Customer Service line. Also, you can pay by check or debit by visiting us at the Zephyrhills branch

What is the minimum credit score I need to have to get a loan?

OneMain Financial | Sep 25, 2021
OneMain Financial | Sep 25, 2021

Our loan decisions are based on more than just a traditional credit score. Even though we don’t have a stated minimum credit score requirement, a low credit score may indicate a poor credit history that may impact your loan application. We make decisions based on a variety of factors, including income, expenses, availability and value of collateral (if applicable).

How do I apply for a loan?

OneMain Financial | Sep 25, 2021
OneMain Financial | Sep 25, 2021

By filling out our online prequalification form, you will be able to see if you are prequalified for a personal loan without impacting your credit score. Please note that a hard credit pull will occur when you submit your loan application after prequalification, which may impact your credit score. Once you are prequalified and submit your loan prequalification form online, a team member from our Zephyrhills branch will contact you and continue the loan process with you. You can also start the prequalification process at your local Zephyrhills OneMain Financial branch. Please make sure to contact a local branch specialist to go over the list of documents you may need before your arrival. If you're unable to make it during regular business hours, we also offer after-hours appointments by request.

What types of loans does this branch offer?

OneMain Financial | Sep 25, 2021
OneMain Financial | Sep 25, 2021

At the Zephyrhills OneMain Financial branch, we offer secured and unsecured personal loans. Secured personal loans require collateral, such as a car, RV or boat, while unsecured loans don’t require any collateral. Our customers have used their loans to achieve all kinds of financial goals: debt consolidation, auto refinance, home improvement, moving and more. Check out onemainfinancial.com/personal-loans to learn more about what you can do with a personal loan from OneMain.

What do I need to bring with me to get a loan on my car title

Rebecca mellerke-abbott | Sep 25, 2021
OneMain Financial | Sep 25, 2021

Hello Rebecca, OneMain makes it simple to obtain a quote for a personal loan, and checking won't affect your credit score. Please visit https://www.onemainfinancial.com/prequalification and complete the prequalification form. If approved, a OneMain team member will be in touch with you. Have a great day! -JS

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