Check `n Go

Check `n Go has partnered with Netspend® to bring you a reloadable prepaid debit card that can be used for everyday purchases, online shopping, and bill pay! There is no minimum amount that must be maintained on the card, but you must load at least $10 on it at the time you receive the card. Contact your nearest store for more information.

Not at this time.

We do not offer Western Union® or MoneyGram® services at this time.

Yes! To repay online, simply log in to your Pocket360 account. From Pocket360, you'll be able to make debit card payments online and stay up to date on important product offerings and promotions.

In the event that a payday loan payment is due and we are unable to withdraw funds from your checking account, the payment will be sent to collections. A returned check fee may be charged in some states. In the event that an installment loan payment is due and we are unable to withdraw funds from your checking account, a returned check fee or a late payment may be charged in some states. Additional interest will accrue on the missed payment until the past due payment is satisfied

We accept Visa® and Mastercard® debit cards in most states online using Pocket360, as well as cash at most retail locations. To make repayment as easy and convenient as possible, AutoPay is enabled by default to automatically withdrawal your payment amount on the scheduled due date from your checking account on file. Repayment is typically based on pay cycle/frequency, with due dates occurring on paydays. Weekly - payment every week Biweekly - payment every two weeks Monthly - payment once per month Semi-monthly - payment twice per month All payments must be paid on the agreed-upon due date provided in your contract to avoid any fees or penalties. To check when your payment is due, review your Loan Agreement or log-in to your P360 account and view your active loans.

A Netspend® Prepaid Mastercard® is a reloadable Mastercard that can be used exactly like you would a debit card—for paying bills and shopping, but without the hassle of using a traditional bank.

No. We do not buy gift cards.

Check cashing rates vary by state. For more information on check cashing, please contact your local Check `n Go.

All payments must be paid on the agreed-upon due date provided in your contract to avoid any fees or penalties. To check when your payment is due, review your Loan Agreement or log-in to your P360 account and view your active loans.

It varies based on whether you submitted your application online or in store, but typically funds for payday loans are deposited by the following business day if you applied online and distributed sometimes as soon as the same day at our retail store locations.

Yes! Check `n Go accepts Social Security and disability payments as an income source for payday loans. To apply online, you’ll simply need to report that this is your source of income. Depending on where you live, you may also need to fax a copy of your award letter during the application process, based on the regulations of your state of residence.

The approval process for payday loans is no different from our regular process. Please refer to: What do I need before I apply? In the Getting Started section of our website!

Payday loans, sometimes called cash advances—are quick, simple, and convenient loans with competitive rates and terms. They can make all the difference when you’re in a situation where you need access to money immediately.

Every state is different, to find out if payday loans or cash advances are available to you where you live, visit our What We Offer page.

All payments must be paid on the agreed-upon due dates provided in your contract to avoid any fees or penalties. To check when your payment is due, review your Loan Agreement or log in to your P360 account and view your active loans.

It varies based on whether you submitted your application online or in store, but typically funds for installment loans are deposited by the following business day if you applied online and distributed sometimes as soon as the same day at our retail store locations.

Based on your credit, you’re eligible to apply for the specific loan provided to you. Simply follow the instructions provided to you to start your online application or call your local Check `n Go to find out more.

The approval process for an Installment Loan is no different from our regular application process. Please refer to: "What do I need before I apply?" in the Getting Started section!

While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.

An installment loan gives you the ability to borrow and then pay over time with recurring payments. They have longer terms and higher loan amounts and are designed to help you take control of things in a way that works best for you.

It depends on where you live! We have complementary product offerings online and in all available states, so even if an installment loan isn’t an option where you are, we can still help you work toward a better financial future. Installment Loan—Online states and TX The Select Loan—OH (In-Store only) The Choice Loan—In-Store only

Unfortunately, not at this time.

Of course! You are always welcome to apply for a loan, but we cannot provide a guarantee of approval or of denial based on any additional loans you may have received until your application has been submitted.

It varies based on whether you submitted your application online or in store, but typically funds are deposited by the following business day if you applied online and distributed sometimes as soon as the same day at our retail store locations.

Yes, in most states! To apply online, simply click the Apply Now button on our website. From there, follow the on-screen instructions and provide the information required to get started!

It varies depending on how much you borrow. There are many factors that determine the overall amount you will be responsible to pay back if approved for a loan. The excess amount owed, including interest and fees, over the principal amount borrowed are called finance charges. Your Loan Agreement will detail all amounts expected to pay over the life of the loan, assuming on-time payments.

It depends. Each loan is unique and based upon many different factors such as income, employment, and the state in which you live. All applications are run through our underwriting process which provides a final decision.

Our loans and other services vary, so depending on how you want to apply (online, in store, or over the phone where available), things will be a little bit different. But generally speaking: Apply: Simply submit your application with all of the necessary requirements. Get a Decision: Your information will then go through our underwriting process. This will help determine your loan eligibility and, if approved, will dictate your rates and loan amounts. Loan Acceptance: Once you’re approved, you will be provided with the proposed loan amount, loan rate, due dates, and any other relevant information needed for you to make a decision. Receiving Funding: After you accept your terms and originate your Loan Agreement, funding is typically provided the following business day if you applied online, or typically the same day if you applied in person. Repayment: Payments are made in accordance with the terms of the Loan Agreement.

Absolutely! To apply online, simply click the Apply Now button on our website. From there, follow the on-screen instructions and provide the information required to get started!

Unfortunately, we are unable to advise you on how your application may affect your credit score.

All loan applications go through our underwriting process which may include a check of the customer’s credit record.

Unfortunately, no. We do not do currently provide auto title loans.

Unfortunately, no. We do not provide advances on tax returns.

Simply submit your most recent income information or provide your most recent pay stubs along with your employment information for verification with your application.

Previously filed bankruptcy does not necessarily prevent you from qualifying for a loan with us. To see if you qualify, simply submit an application!

Yes! Unemployment is also accepted as a form of income when applying for a loan.

Yes! These are all forms of accepted income for a loan application.

While credit is a factor in the underwriting process, we cannot say if bad or no credit will prevent you from getting approved, so submit your application today for a full review and credit decision.

Yes—an open and active checking account is required to apply.

To apply for a loan, you'll need: Valid and working phone number Proof of most recent income information Valid US. Government issued photo ID or driver's license Proof of routing and account number from an open and active checking account Official documentation of Social Security Number (AL, IN, OK only)