Cibik Law, P.C.

Category: Bankruptcy attorney in Philadelphia, Pennsylvania

Address: 1500 Walnut St Suite 900, Philadelphia, PA 19102, USA

Phone: +12157351060

Opening hours

Sunday: Open 24 hours

Monday: Open 24 hours

Tuesday: Open 24 hours

Wednesday: Open 24 hours

Thursday: Open 24 hours

Friday: Open 24 hours

Saturday: Open 24 hours

Reviews

Angie McB

Sep 25, 2022

Thank you, for all your knowledgeable assistance during the bankruptcy process. Your entire staff was a pleasure to work with during this time.

Grace Palladino

Sep 25, 2022

So helpful and prompt, really appreciated their recommendations

Sabrina Ann Hawkins

Sep 20, 2022

I filed for Chapter 7 Bankruptcy and Cibik Law, P.C. did an awesome job! They took care of everything. Whenever I had questions, they responded immediately. I called often to make sure they had all the documents needed and they were patient with me. When I needed to do a face to face meet, they conveniently worked me into their schedule. I was very nervous about the bankruptcy process, but the staff made my experience STRESS FREE! I am recommending Cibik Law, P.C. to family and friends. Awesome Staff!

Domenico Natale

Sep 13, 2022

Civil law spent time with me on the phone making sure I understood everything. They were nice and polite. They definitely answered all questions I had. They worked with me throughout the whole process

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Questions & Answers

Is it possible to file chapter 7 again ?

Rudy Worthington | Sep 26, 2017
Cibik Law, P.C. | Sep 25, 2021

Yes, you are allowed to file a chapter 7 bankruptcy after 8 years. That is, you could file a chapter 7 bankruptcy continuously every 8 years.

Do you offer consultations?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Hi, yes we do. Schedule an appointment with our experienced Philadelphia bankruptcy attorney here: https://philadelphiabankruptcylawyers.com/contact/

Do you serve Montgomery County, PA?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Yes, we are proud to serve the entire area of Montgomery County, PA.

Do you serve Delaware County, PA?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Yes, we are proud to serve the entire area of Delaware County, PA.

Do you serve Philadelphia, PA?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Yes, we are proud to serve the entire area of Philadelphia, PA.

What is the process for a mortgage foreclosure in Pennsylvania?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

In Pennsylvania, the mortgage lender must send the homeowner a notice of intent to foreclose before beginning any foreclosure proceedings. In Pennsylvania, we call this notice requirement the Act 91 Notice. The lender must send the Act 91 Notice by first-class mail to the borrower. In addition, they need to send it to their last address or the property secured by the mortgage. Contact Philadelphia bankruptcy lawyers from Cibik Law, P.C. to learn more.

What is the difference between chapter 7 and chapter 13 bankruptcy?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Chapter 7 bankruptcies are called liquidation bankruptcies because the bankruptcy trustee will liquidate or sell the applicant’s assets to pay off debt. In a Chapter 7 bankruptcy, the applicant will not need to make monthly payments over three to five years. Instead, the trustee will liquidate the applicant’s assets, pay off as much data as possible, and then wipe out the remaining debt at the end of the process. In Chapter 13 bankruptcies, the applicant must keep paying their balances according to the court’s instructed repayment plan. After the plan is completed, the court will typically discharge all unsecured debts. There are also different eligibility requirements, and many people who do not qualify for a Chapter 7 bankruptcy choose to file a Chapter 13 bankruptcy.

Do you offer the services of your experienced chapter 13 bankruptcy attorney?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Yes, we are proud to offer the services of our experienced chapter 13 bankruptcy attorney in Philadelphia, PA. Filing for a Chapter 13 Bankruptcy allows applicants to create a plan for paying off their debts over a three-to-five-year time frame. If you have questions about filing for Chapter 13 bankruptcy, whether you qualify, and what the process will look like, the attorneys at Cibik Law, P.C. are here to guide you through the process.

What's the best method to contact you if I have questions about the services of your experienced chapter 13 bankruptcy attorney?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Hi, the best way will be to visit or contact us directly and choose the most convenient method. https://philadelphiabankruptcylawyers.com/contact/

Do you offer the services of your experienced bankruptcy lawyer?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Yes, we are proud to offer you the services of our experienced bankruptcy lawyer in Philadelphia, PA. The Philadelphia bankruptcy lawyers at Cibik Law, P.C. realize that everyone’s circumstances are unique. That is why our debt relief lawyers take the time to learn about your situation and what your goals are. Our main objective is to help explain your legal options and offer the best debt relief strategy possible. In many cases, filing for bankruptcy is the best way to resolve your debt and start a new chapter of your life.

What's the best method to contact you if I have questions about the services of your experienced bankruptcy lawyer?

Cibik Law, P.C. | May 28, 2022
Cibik Law, P.C. | May 28, 2022

Hi, the best way will be to visit or contact us directly and choose the most convenient method. https://philadelphiabankruptcylawyers.com/contact/

how much do they charge for a bankruptcy?

angel rodriguez | Sep 26, 2019
Cibik Law, P.C. | Sep 25, 2021

It varies, every bankruptcy situation is evaluated independently. We offer a free initial consultation. So, it's best to make an appointment for a free consultation so we can determine the best course of options to solve your financial matters.

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