Joye Law Firm

It depends. Generally the trucking company has liability insurance to cover its employees. The company’s liability insurance may cover claims related to an accident if the truck driver is a company employee and was at work at the time. If the driver is an independent contractor and the company and driver have separate insurance coverage, you may have a right to file a claim against the liability insurance of both the driver and the company. If there are multiple insurance policies, it has the potential to increase the amount of money available to resolve your accident claim. When we handle truck accident claims, our attorneys at Joye Law spend a good deal of time identifying all the insurance policies that may be available to provide compensation to our clients. Trucking companies and their insurers will do everything possible to minimize their liability after a truck accident. It’s important to have an experienced personal injury lawyer representing you and negotiating on your behalf

Unless you have experience handling personal injury accident claims, it’s hard to know whether a proposed settlement offer is reasonable. An offer may sound like a lot of money until you start adding up you present and future medical costs related to the accident and other expenses you’ve incurred. The quickest way to determine whether a settlement offer is fair is to consult with an experienced personal injury attorney. A lawyer who has handled numerous personal injury claims similar to your case can provide an informed perspective about the offer and the settlement amounts in similar cases. Many initial settlement offers are low offers intended to relieve the insurance company of legal liability. Don’t believe it if the insurance company says that is the final offer. Our personal injury attorneys at Joye Law Firm offer a free consultation to review your accident and discuss your legal options. Call us to find out how we can help you.

Yes, if the surgical procedure is medically necessary to treat your work-related injury, it should be covered by your employer’s workers’ compensation insurance. Workers’ comp pays for all necessary medical treatment including hospitalization, emergency treatment, surgery, prosthetic devices, rehabilitation and medicine. You should not have any out-of-pocket costs. If the insurance administrator denies a medical procedure, however, you may need to appeal the decision. A workers’ comp attorney at Joye Law can help you gather the evidence to present a persuasive case. You may benefit from seeing a specialist and adding more medical evidence to your file in support of the need for surgery. Our attorneys at Joye Law Firm can help you get a referral to a specialist, if needed. You should not accept the insurance company’s denial of workers’ compensation benefits as the last word without consulting with a knowledgeable workers’ compensation attorney.

You should have an experienced workers’ compensation lawyer review the details of your employment and the circumstances of the accident. Some companies in South Carolina try to classify workers as independent contractors to avoid paying benefits. That’s unfortunate. But you may still qualify for workers’ comp benefits. If your employer sets your work schedule and provides the equipment or tools needed to do your job, you may be an employee in the eyes of the law and be eligible for workers’ compensation benefits. If the employer has denied your claim, you may appeal the company’s decision. A lawyer at Joye Law can help if you have a disputed workers’ comp claim. You should not give up on the idea of claiming workers’ comp benefits without having a knowledgeable lawyer at Joye Law Firm evaluate your case. If we handle your case, we will only charge a fee if we help you obtain benefits.

No, we are a personal injury law firm.