Steve McCoy - State Farm Insurance Agent

Category: Insurance agency

Address: 422 Springfield Rd, Clifton Heights, PA 19018, USA

Phone: +16106264100

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–5PM

Saturday: Closed

Reviews

Big Lou

Aug 21, 2021

Always dandy at Steve's.

Spidey McGee

May 3, 2021

Good people work here. My rates are a bit high, but it'll lower.

Colin Santoro

Dec 3, 2020

This guy doesn’t know how to speak to paying customers and wouldnt know customer service if it slapped him in the face. BUYER BEWARE. If you have an issue expect to be called while you’re at work, talked over, fed excuses, and to be talked down to like we’re back in Highschool. I saw the response and should add that im not getting a new agent im switching coverage providers all together.

Trish Buckley

Nov 4, 2020

I can not say enough nice things about Steve McCoy and his staff. I have been his client since 2015 and I have gotten nothing but excellent service from them. No matter when I call (and I've called a lot) they answer my questions fast, they are ALL knowledgeable, they all know what is going on and they can't be any more pleasant and friendly. I started with him cause he was the local guy in the neighborhood, he was close to home and easy to get to. I am planning on moving away from the area but we will definitely be keeping Steve and his team as our insurance agent totally based on not only good rates but IMPECCABLE customer service. Thank you all for everything you've done for us.

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Questions & Answers

What factors influence car insurance rates?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

What can I do on the State Farm mobile app?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

State Farm accepts most major credit and debit cards.

How much insurance coverage should I have on my home?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

How do I download the State Farm mobile app?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

Does my homeowners insurance cover detached structures on my property?

Steve McCoy - State Farm Insurance Agent | Jun 23, 2022
Steve McCoy - State Farm Insurance Agent | Jun 23, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

How can I pay for my insurance if I decide to purchase it online today?

Steve McCoy - State Farm Insurance Agent | Sep 21, 2021
Steve McCoy - State Farm Insurance Agent | Sep 21, 2021

State Farm accepts most major credit and debit cards.

When does my coverage start?

Steve McCoy - State Farm Insurance Agent | Sep 21, 2021
Steve McCoy - State Farm Insurance Agent | Sep 21, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

I changed my mind about purchasing this insurance. What should I do?

Steve McCoy - State Farm Insurance Agent | Sep 21, 2021
Steve McCoy - State Farm Insurance Agent | Sep 21, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

Is my account number the same as my policy number?

Steve McCoy - State Farm Insurance Agent | Sep 21, 2021
Steve McCoy - State Farm Insurance Agent | Sep 21, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Steve McCoy - State Farm Insurance Agent | Sep 21, 2021
Steve McCoy - State Farm Insurance Agent | Sep 21, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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