NHCash.com, LLC

One of the biggest benefits of an NHCash.com line of credit is that eligible customers can get access to credit limit increases and additional cash drawdowns. When an eligible customer wants to receive additional cash, they should log into their MyAccount to review their available credit. If the customer does not have enough available credit, they can request a credit limit increase. Customers can request credit limit increases after six on-time payments on the initial cash advance. Credit limit increases allow customers to increase their available credit so they can borrow more funds beyond their initial cash advance. If a customer has sufficient available credit and has made at least 5 on-time payments, they can request an additional drawdown on their line of credit in the MyAccount portal.* Once the request for a drawdown has been submitted and approved, funds will be deposited into the qualifying checking or savings account of the customer’s choice

Since NHCash.com offers open-end revolving lines of credit, there is no set pay off date. Unlike traditional loans, our lines of credit can be kept open for as long as you would like. By only making the minimum payment due, it will take longer to pay down your balance.

Payments for your line of credit can be automatically deducted from your banking account or debit card on or near your payment due date. Only your minimum payment will be deducted from your account unless you make alternative payment arrangements with us or make a different payment in your MyAccount portal. Your minimum payment due can be found on your periodic billing statement which will be sent to the email address you provided on your application. Please note, your minimum amount due shown on your statement may not reflect alternative payment arrangements that were made on or after the periodic billing statement was created and sent to you.

NHCash.com needs your banking information to ensure that the account provided is valid and currently active in order to expedite the review process. Not every bank account can accept remote deposits or allow for the deduction of payments.

NHCash.com uses your qualifying checking account or savings account to deposit your line of credit so you can use it like you would use any cash in your account. Use it to pay for groceries, gas, utilities, pets, and emergencies, etc.

Yes! NHCash can deposit your line of credit into any qualifying checking or savings account you prefer.

Applicants typically receive their lines of credit within 1 business day. Customer applications approved Monday-Friday before 6:00 pm EST can expect to receive deposits into the selected account on the next business day. If your line of credit is approved on Friday after 6:00 pm EST, or on a Saturday or Sunday, the funds will be deposited the following Monday. (Please note, holidays may affect actual deposit days).

Once your application has been approved, you will receive a funding email to the email address you provided on your application. It’s important to make sure your preferred email address is correct on your application as it will be used as a primary method of contact. If you are a new applicant, be sure to check your spam folder for communications from us.

Once applications are completed and submitted for underwriting, lines of credit can be approved in minutes.

For an application to reviewed and underwritten, applicants must: Be at least 18 years of age Reside in one of the states we currently do business in [Kansas, Utah, New Hampshire, Wisconsin, Idaho and Delaware] Have a qualifying checking or savings account that has been open for more than 30 days Have a steady source of income (Self Employed, Social Security and Disability are also acceptable sources of income)

The rates and fees for the lines of credit issued are specific to your state of residence. Specific details regarding your state’s rates and fees will be displayed on the application and relevant agreement disclosures.

NHCash currently provides lines of credit of up to $2000. Average initial line size between $250-$500. Demonstrating a record of positive payment performance may entitle you to credit line increases up to the maximum line size of $2,000.

NHCash.com considers your credit score alongside dozens of other factors about you when evaluating your application. We provide lines of credit to consumers with various types of credit/FICO scores; and do not have a minimum credit score required for approval. This allows the opportunity for customers with no credit, as well as customers who may not have great credit, to be approved.

Hi Iris. Thanks for your question. Most loans go through immediately on the same day as soon as you apply. If the application is made late in the day and needs checking or there is some information missing it will go into the queue to be dealt with at 9am. So the loan will be deposited into your bank after a manual check. Typically loans that need manual underwriting pay out the next day before 11am.

No. NHCash offers credit lines for people with low or bad credit

If you are having email problems its often best to make a call to the office. The phone number is on the Google profile

The maximum line of credit NHCash typically extends if $2000 but if you apply and call the office there may be something that can be done.

At this present time NHCash offers credit lines to Utah, New Hampshire, Kansas and Wisconsin