Kelly Lux - State Farm Insurance Agent

Category: Insurance agency in Alameda, California

Address: 2221 Harbor Bay Pkwy, Alameda, CA 94502, USA

Phone: +15105211222

Opening hours

Sunday: Closed

Monday: 9AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 9AM–5:30PM

Thursday: 9AM–5:30PM

Friday: 9AM–5:30PM

Saturday: 10AM–4PM

Reviews

Allem Mekai

Jun 20, 2022

Tiffany is beyond awesome. They go above insurance they try to help you get the best quote and best service they are like family. They take care of their clients really good. All my family member use Kelly Lux words can’t describe their excellency.

Monica C.

Jun 11, 2022

Carolyn is hands down the absolute best! She is so professional and hardworking. Carolyn is so educated in her profession and it really shows!! My family and I have had the pleasure of working with Carolyn for YEARS and we are so lucky!

rh0mbustic s

Mar 17, 2022

Hunter hennign has been my agent here, he convinced me to switch to state farm, all thought my yearly bill went up significantly i couldnt be happier with my switch. This should be a clear indication that there is value- hunter helps my to understand alot about insurance and is happy to help anytime i call him!

Sarah Sullivant

Oct 7, 2021

Stephen at Kelly Lux's office was so incredibly helpful. He is responsive and walked us through step by step on navigating homeowners, auto, and umbrella insurance, providing different combinations of options. State Farm may be a little higher in price (not by much) than some competitors but I really appreciated the time Stephen took to make sure we understood our options.

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Questions & Answers

Do you offer any discounts?

Penni Puckrin | Sep 6, 2020
Kelly Lux - State Farm Insurance Agent | Sep 6, 2020

We do have insurance bundles with discounts depending on the policy you need and decide to purchase.

Do you offer free quotes?

Penni Puckrin | Sep 6, 2020
Kelly Lux - State Farm Insurance Agent | Sep 6, 2020

Yes, please feel free to contact our agency and we can help you!

Do you offer free quotes?

Kelly Lux - State Farm Insurance Agent | Sep 6, 2020
Kelly Lux - State Farm Insurance Agent | Sep 7, 2018

yes we do! Contact our office and we'll be happy to help!

Do you offer any insurance discounts?

Kelly Lux - State Farm Insurance Agent | Sep 7, 2019
Kelly Lux - State Farm Insurance Agent | Sep 7, 2019

Yes we do! Discounts apply when you bundle more than one product together!

Can I use my check card or debit card?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

State Farm accepts most major credit and debit cards.

What factors influence car insurance rates?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Can I pay by phone or mail instead of online?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

Why should I sign up for the Paperless Notice of Privacy Policy?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

What is the difference between sending my quote and purchasing with an agent?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Is my payment information secure on your website?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

What can I do on the State Farm mobile app?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

How do I download the State Farm mobile app?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

What if I have more than four vehicles or four drivers in my household?

Kelly Lux - State Farm Insurance Agent | Jul 8, 2022
Kelly Lux - State Farm Insurance Agent | Jul 8, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How can I pay for my insurance if I decide to purchase it online today?

Kelly Lux - State Farm Insurance Agent | Sep 6, 2021
Kelly Lux - State Farm Insurance Agent | Sep 6, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Kelly Lux - State Farm Insurance Agent | Sep 6, 2021
Kelly Lux - State Farm Insurance Agent | Sep 6, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Kelly Lux - State Farm Insurance Agent | Sep 6, 2021
Kelly Lux - State Farm Insurance Agent | Sep 6, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Kelly Lux - State Farm Insurance Agent | Sep 6, 2021
Kelly Lux - State Farm Insurance Agent | Sep 6, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Kelly Lux - State Farm Insurance Agent | Sep 6, 2021
Kelly Lux - State Farm Insurance Agent | Sep 6, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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