Monterey Financial Services Inc

Category: Financial planner

Address: 4095 Avenida De La Plata, Oceanside, CA 92056, USA

Phone: +17606393500

Opening hours

Sunday: Closed

Monday: 8AM–4PM

Tuesday: 8AM–4PM

Wednesday: 8AM–4PM

Thursday: 8AM–4PM

Friday: 8AM–4PM

Saturday: Closed

Reviews

Roy Priest

Aug 8, 2022

I am motivated to provide this review because of the outstanding service that I have received from my Account Manager, Alana Ashton, for an extended period. She has always been extremely supportive by providing complete and timely responses to any questions that I have posed to her. Her professional demeanor, when she has to contact me to discuss contract terms and payment conditions, has consistently been presented in a cordial and informed manner that contributes to achieving a positive result for both of us. I rarely take the time to provide responses to customer service surveys or acknowledge a person who provides quality service, but the level of exemplary service that I continue to receive from Alana, most recently in the past week, dictates that I have to say a public thank you to her for making my experience with Monterey Financial Services, Inc. a unique and welcoming engagement. I look forward to the future opportunities that I will have to work with Alana Ashton. Roy Priest

Malcolm Hall Hobie Kayak

Jul 22, 2022

Had a Collection account that needed to be resolved. Stephanie was a great help. She was fair, and very knowledgeable. Helped me every step. I would definitely work with her if you need to eliminate a Collection. They will help you settle for less. And, completely remove anything from your report like it never happened. This is the second time I have worked with them. I am very grateful for Stephanie's help. Thanks so much.

Angie Vanessa

Jul 8, 2022

DO NOT do it. I did a programs through career step, the layout is horrible. They misinformed me. And the monthly payments are so expensive through this company. They are charging me $600 a month. And the interest are high. They won’t even let you make early payments on your time without charging you $10 more for making a payment that is not auto pay. Worst service ever. Disappointed. So not recommend.

Kat Tom

Jul 1, 2022

So it's a 3 Star because the past 3 months the auto bill pay has been late then I have to pay extra fees and penalties. I was originally told they can't change the due date of the auto pay, very frustrating, but today Monique M. Totally helped and understood, she changed my due date and got my account straightened out. She was super nice and explained everything I needed. She was 5 star !

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Questions & Answers

Don’t ever use pet financing

JN Santillan | Sep 1, 2018
Ariana Luna | Sep 1, 2018

Yes totally agree .

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This is literally the worse financial loan bank ever. Taking them OVER one month to refund me an amount they over charged me with on my last payment. So unprofessional and full of excuses.

Kimberly Ramirez | Sep 1, 2018
Maureen S | Sep 1, 2018

They're liars and thieves and don't care who they swindle money from. I've gotten my lawyer to confront them about so called charges i owe them which are false. They exist only to lie to people about money they aren't owed and the owner is feeling the pressure from all the lies he's been caught at. Hopefully these vultures will be caught shut down and never go into business again.

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SCAM don’t use crooks don’t know how they even exist or are allowed to be in business

JN Santillan | Sep 1, 2018
OMARIO | Sep 1, 2018

Yes there horrible I when to my normal bank and told them that there a scam and there also running my credit

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Class action on Monterey financial?

jelly21176 | Sep 1, 2018
Asshole Dog | Sep 1, 2019

How do I join in this class action as they never spoken to me ever suddenly I have $1000 debt I never incurred just since September,

Why does it charge me an extra dollar EVERY SINGLE DAY while I’m paying off the fees? Bull s**t. I have had the worst experience. In order to change the payment to one day later they charge $15, and if a payment is missed they charge around $50. NO.

elia butterfly | Sep 1, 2018
Sue Wojda | Sep 1, 2018

Run for your life! do not deal with them.! It's a scam once they get you you'll never pay it off. I'm looking into if they are within the law... they should be shut down for theft of services!

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Would like to check balance due on account

Ronald Mehrtens | Sep 1, 2018
Jane Raper | Sep 1, 2018

Yes

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How do I know when my loan is paid off? I have autopay, and I don't know it is paid until it comes out of my account. This month (March) the amount taken out was less than usual, so is this my last payment? Can I get a receipt?

A Google User | Sep 1, 2018
Teddy Bear | Sep 1, 2018

You have to call

What is this about i don't owe you nothing!!

Karmen Rangel | Sep 1, 2018
Ebony Lo. | Sep 1, 2018

This company knows what they are doing. Which is stealing from others. Get a validation notice about debt. Or get a lawyer to help you with this nightmare

Worst mistake ever!!! Breeders Club of America, mypetfunding, & Montrey financials, beware. Unless you like paying over $6000 on a $2600 pup, find better options. I also put $700 down on day one. They are not willing to work w/ u.

Nancy Han | Sep 1, 2019
Keimy Rodriguez | Sep 1, 2019

The same is happening to me, where did you buy your puppy? I bought mine on Chews a Puppy

This company is taking out payments when the payment is for a different day. Now I can’t get a refund to pay my car/rent due to not having enough

Jane McBride | Sep 1, 2019
Terrilynn Williams | Sep 1, 2019

A refusal of refund is NOT true!

If I am leasing a pet and it passes away from a genetic illness do I still have to pay off the rest of my loan?

Amelina Taylor | Sep 1, 2019
Madison K | Sep 1, 2019

First do some research of the dog really died from a genetic illness it could be a puppy mill dog and the establishment where you bought the dog probably knows I so contact both parties Monterey Financial and the place where you purchased your dog

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Has anyone ever paid their balance off without an issue ? Really nervous. Just want to pay this account off and be done

Judy Salgado | Sep 1, 2018
Terrilynn Williams | Sep 1, 2018

Every day. Call for your pay in full balance & have a valid form of payment available.

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Do they actually honor the 90 day same as cash or am I going be screwed when I go try and pay it off?

Corwin Gibbons | Sep 1, 2019
Gwendolyn Stanfield | Aug 31, 2021

The 90 days only applies to certain items, my frenchie was not one of them. Section 8 of the contract gave me 30 days to pay it off without additional charges so that is what I did.

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