Evergreen Home Loans Bonner’s Ferry NMLS 2212761

Category: Mortgage lender

Address: 6371 Kootenai St Suite #5, Bonners Ferry, ID 83805, USA

Phone: +12086275856

Opening hours

Sunday: Closed

Monday: Closed

Tuesday: 8AM–5PM

Wednesday: 8AM–5PM

Thursday: 8AM–5PM

Friday: 8AM–5PM

Saturday: Closed

Reviews

Shelly McDowell

Feb 22, 2022

Bill is very personable & attentive. He is a pleasure to work with. He made the process easy and fun.

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Questions & Answers

Can refinancing remove private mortgage insurance (PMI)?

Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021
Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021

Homeowners could potentially remove PMI with a refinance if they meet certain criteria. Removing PMI can help reduce your monthly mortgage payment and save you money over the life of the loan. Restrictions and limitations apply. Please ask your local Evergreen loan officer for more information

Can first-time homebuyers build a house?

Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021
Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021

First-time homebuyers could be eligible for a construction loan to build a home. There are several construction home loan options available to help homebuyers build their dream home. Contact an Evergreen loan officer to learn more.

What types of home loans require no down payment?

Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021
Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021

There are home loan options that require no down payment including VA and USDA home loans. Borrowers must meet certain eligibility criteria in order to qualify for a VA or USDA loan. There are also some down payment assistance programs which can help homebuyers with the down payment. Contact your local Evergreen loan officer to see which home loan options may be right for you.

Can a refinance closing be done electronically?

Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021
Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021

At Evergreen, we’re proud to offer Evergreen Advantage™ which combines our signature customer service with an exclusive technology platform. This allows our customers to finance and often close their home loan electronically.

Will refinancing my home loan save me money?

Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021
Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021

A refinance could save you money by reducing your interest rate. This could help lower your monthly mortgage payment or save on interest over the life of the loan. Contact your local Evergreen loan officer for a complimentary review of your home loan to see if a refinance could help you save money.

Why should I refinance now?

Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021
Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021

A refinance could benefit you by lowering your monthly mortgage payment, saving on interest over the life of the loan, or potentially tapping into your home equity and using the cash for planned or unplanned expenses. Contact an Evergreen loan officer to learn if now might be a great time to refinance.

What types of home loans are available for first-time homebuyers?

Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021
Evergreen Home Loans Bonner’s Ferry NMLS 2212761 | Oct 5, 2021

There are a variety of home loan options available for first-time homebuyers. These include no- or low-down payment options, down payment assistance programs, and other niche programs. Contact an Evergreen loan officer to learn more about buying your first home.

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