Justin Stearns - State Farm Insurance Agent

Category: Insurance agency in Woodburn, Oregon

Address: 1585 N Pacific Hwy N, Woodburn, OR 97071, USA

Phone: +15039817378

Opening hours

Sunday: Closed

Monday: 9AM–5:30PM

Tuesday: 9AM–5:30PM

Wednesday: 9AM–5:30PM

Thursday: 10AM–5:30PM

Friday: 9AM–5:30PM

Saturday: Closed

Reviews

Tamara Dickerson

Aug 20, 2022

I love this State Farm Insurance company. The people there are always so friendly and helpful. I aways get direct answers and clear explanation of my questions. Gricelda helped me the other day, and like always, I was treated very well. She also returned my call quickly, and I really appreciate that. Thank you so much!

BernieBravo Blue Sky Landscape care

Jul 28, 2022

Great Service, I have had State Farm is my Insurance Company, to cover all of my Insurance needs for the past 20 Years? to me, the Best Company in the Insurance World. Everyone does a Great Job. And, Griselda is incredible, She provides attention to detail, lots of Great information about Coverage, She works very hard to make sure Justin's Customer are being taking care of. And She keeps providing the very best experience for my Insurance Needs. 5 Stars, if there were more Stars, I would have given them more (: The Very Best!!! Bernie Bravo

Caleb Hohbach

Jun 2, 2022

The Justin Stearns State Farm insurance office is always very happy when they answer the phone, and always do everything they can to answer my questions and help me with whatever issue I am having. Definitely the best insurance experience I’ve had, and I would recommend them for sure!

Terry McCullough

May 17, 2022

The Stearns Group has done a fantastic job with my insurance needs. Everything has been great. Quotes were fast and accurate. No upselling, just relayed/asked for additional options. Communication is appropriate, quick and specific. Highly recommend.

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Questions & Answers

What factors influence car insurance rates?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

What is the difference between market value and replacement cost?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

How fast can I get car insurance coverage?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

Is my payment information secure on your website?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Why should I sign up for the Paperless Notice of Privacy Policy?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

What if I have more than four vehicles or four drivers in my household?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

Does my homeowners insurance cover detached structures on my property?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

Yes. In addition to your dwelling, State Farm covers other detached structures located on your property that are separated by clear space from the dwelling. The basic policy covers other structures at 10% of your dwelling coverage. This includes but is not limited to: Detached garages, Equipment sheds, Barns, Guest cottages.

What can I do on the State Farm mobile app?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

Can I use my check card or debit card?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

State Farm accepts most major credit and debit cards.

How much insurance coverage should I have on my home?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

The choice is yours, but State Farm recommends you choose a coverage limit at least equal to your home’s estimated replacement cost. (The estimated replacement cost isn’t the same as the market value, which is the price you can expect your home to yield on the market.) If you choose a coverage amount less than the estimated replacement cost, you may not be eligible for certain coverages. Since no one can say what the exact cost will be to replace your home in the future, you’ll need enough coverage to account for unforeseen circumstances.

How do I download the State Farm mobile app?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

Can I pay by phone or mail instead of online?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What if I have a vehicle that's not listed on the Vehicle Type section?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between sending my quote and purchasing with an agent?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

What coverage is provided under homeowners policy?

Justin Stearns - State Farm Insurance Agent | Jun 28, 2022
Justin Stearns - State Farm Insurance Agent | Jun 28, 2022

The policy includes coverage for your home and other structures on your property such as a detached garage or shed, and your personal belongings. The policy also includes personal liability coverage which may protect your finances by paying for covered damages that you’re legally responsible for, including a legal defense.

How can I pay for my insurance if I decide to purchase it online today?

Justin Stearns - State Farm Insurance Agent | Aug 27, 2021
Justin Stearns - State Farm Insurance Agent | Aug 27, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Justin Stearns - State Farm Insurance Agent | Aug 27, 2021
Justin Stearns - State Farm Insurance Agent | Aug 27, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Justin Stearns - State Farm Insurance Agent | Aug 27, 2021
Justin Stearns - State Farm Insurance Agent | Aug 27, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Justin Stearns - State Farm Insurance Agent | Aug 27, 2021
Justin Stearns - State Farm Insurance Agent | Aug 27, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Justin Stearns - State Farm Insurance Agent | Aug 27, 2021
Justin Stearns - State Farm Insurance Agent | Aug 27, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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