Lance Chu - State Farm Insurance Agent

Category: Insurance agency in Belmont, California

Address: 1501 El Camino Real Ste G, Belmont, CA 94002, USA

Phone: +16509198870

Opening hours

Sunday: Closed

Monday: 9AM–5PM

Tuesday: 9AM–5PM

Wednesday: 9AM–5PM

Thursday: 9AM–5PM

Friday: 9AM–4PM

Saturday: Closed

Reviews

Clarence Salim

Oct 19, 2020

Lance has been my insurance agent since 2007. He and his office staff have provided quality service, quick response to questions and inquiries, and professional advice to help manage multiple policies. I have complete confidence in Lance and his staff, and I highly recommend Lance Chu State Farm Insurance to anyone looking for great service, banking opportunity, and other services to help protect you and your family.

Arianna Wasserburger

Oct 13, 2020

Lance and his team are great. They have helped me with my homeowners insurance over the last 10 years. I love the fact that they do a yearly review on all my policies. Since getting the homeowners insurance I have moved all my policies over to Lance and his team.

Helen Hernandez

Oct 3, 2020

Lance has been my family’s Insurance Agent for at least 9 years, I really appreciate his dedication to his clients and passion for others welfare. It’s important to review your policies annually because their are changes in your life throughout the year that might require changes in your policies. For example, reducing the annual mileage on your vehicle because we’re driving a lot less during this pandemic, that will safe you money or making sure you’re homeowners insurance is up to date, with all these fires starting around us, you want that security. So call Lance to review your current policies even if you’re not insured with State Farm he will give you his professional advice. An hour of your day once a year might save you a lot of money.

Lori S

Sep 21, 2020

Lance Chu definitely goes above and beyond when it comes to providing outstanding service. Through the 18 years I have known Lance, prior to becoming an agent, Lance was very professional, knowledge and sincere, I felt like he was my agent. When Lance branched out to be an agent, his quality of service remains excellent, and he has passed on the torch to his staff. Lance is definitely “Jake, from State Farm”, I can call anytime of the day and he would address my issues. Lance seizes to amaze me; he continues to take his time to thoroughly explain and educate me on my concerns and questions.

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Questions & Answers

What factors influence car insurance rates?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

How fast can I get car insurance coverage?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

What if I have a vehicle that's not listed on the Vehicle Type section?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

Please contact a State Farm agent if you're trying to insure a classic automobile or any atypical vehicle-types. Examples include motorcycle, snowmobile, camper, ATV, etc.

What is the difference between market value and replacement cost?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

Market value is the amount a buyer would pay for the home and land in its current condition. It is influenced by factors such as proximity to good schools, local crime statistics, and the availability of similar homes. Replacement cost is the cost to rebuild the entire home.

Why should I sign up for the Paperless Notice of Privacy Policy?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

You can reduce the amount of paper you receive by signing up to go paperless. You can view the Notice of Privacy Policy online instead of receiving a mailed copy. You'll also help State Farm achieve its green mission.

What is the difference between sending my quote and purchasing with an agent?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

You may send your quote to an agent anytime during the quote process. If you haven't completed the online form, an agent will contact you to complete the process. If you received a quote online, you can still purchase with an agent. The agent will contact you to gather any additional information.

Is my payment information secure on your website?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

At State Farm, we take your concerns about online security very seriously so you can pay without worry. We employ industry-standard controls for protecting customer data and keeping the server environment stable.

Can I pay by phone or mail instead of online?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

Yes. State Farm has ways to ensure the security of your payment information, but if you're uncomfortable making an online payment, you can forward your application to a State Farm agent. They will contact you about payment arrangements. The coverage effective date will depend on the new payment arrangements made with the agent For additional questions, contact an agent or see our Privacy Policy.

What can I do on the State Farm mobile app?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

You can take care of insurance and banking accounts, get roadside assistance, file and check your claim status, and lots more.

What if I have more than four vehicles or four drivers in my household?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

If you need a quote or coverage and have more than four vehicles or four drivers, contact a local State Farm Insurance agent.

How do I download the State Farm mobile app?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

Text MOBILE to 78836 to get a link to the app or download from your app store.

I am a current auto insurance customer, why can't I get a quote for another auto policy online?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

If you're a current State Farm auto policyholder, you can get a quote by following these steps: 1) Log into your account. 2) Select your current auto policy. 3) Click Quote/Replace a Vehicle. The request will be forwarded to your agent for processing.

Can I use my check card or debit card?

Lance Chu - State Farm Insurance Agent | Jun 28, 2022
Lance Chu - State Farm Insurance Agent | Jun 28, 2022

State Farm accepts most major credit and debit cards.

How can I pay for my insurance if I decide to purchase it online today?

Lance Chu - State Farm Insurance Agent | Aug 27, 2021
Lance Chu - State Farm Insurance Agent | Aug 27, 2021

State Farm accepts most major credit and debit cards.

I changed my mind about purchasing this insurance. What should I do?

Lance Chu - State Farm Insurance Agent | Aug 27, 2021
Lance Chu - State Farm Insurance Agent | Aug 27, 2021

You can save your quote to continue at a later time. When you save your quote you will receive an email containing a link to the application process. If you've received a State Farm reference number, your application has already been submitted. Your agent will be contacting you to discuss your policy. You can wait for your agent to call or contact them to discuss your options. If you did not receive a reference number, your application was not submitted and your payment should not be processed.

When does my coverage start?

Lance Chu - State Farm Insurance Agent | Aug 27, 2021
Lance Chu - State Farm Insurance Agent | Aug 27, 2021

Your coverage begins once you receive valid proof of insurance. You can access your proof of insurance online.

Is my account number the same as my policy number?

Lance Chu - State Farm Insurance Agent | Aug 27, 2021
Lance Chu - State Farm Insurance Agent | Aug 27, 2021

No. A policy number is an alpha-numeric code unique to each individual policy at State Farm. An account number is a 10-digit number associated with a State Farm Payment Plan.

Do I have to pay for an online quote?

Lance Chu - State Farm Insurance Agent | Aug 27, 2021
Lance Chu - State Farm Insurance Agent | Aug 27, 2021

No. The quote is free. The quote provides an estimate based on the information you provide and contains descriptions of available coverages.

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